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Mutualfundsltd, at the time I write this post, is actually still a new hyip program. They open the program at the middle of February 2009, about 1 month old. I usually never pay attention to any new hyip program since they don't have a good record for longer time, and their performance hasn't been tasted yet.

However this Mutualfundsltd is now advertised on a big hyip forum, talkgold. They buy TG sticky thread that I know is not cheap especially for new program. I should say this is a good move of them since having their program listed on this expensive sticky thread will be a sure way to attract more investors.

Most of hyip investors will see that buying expensive advertisement is a good sign that the hyip program admin is 'serious' managing their investment program. Paying high priced advertisement is a big investment on their behalf, so they will need to run for longer time before making some return of investment. It means Mutualfundsltd hyip will not scam at least in the near future since they probably haven't reach that ROI, not to say about profit.

Of course all of those opinions are only based on assumption, since no one really know what happen behind the screen. However I at certain levels tend to agree with those opinions. If the admin of Mutualfundsltd put big funds for advertisement on their early days of operation, it will probably need sometime before they can get the funds back. They will need sometime to attract more investors to trust that their hyip investment program is legitimate (are there any really legit hyip programs anyway?), and reduce the worry of Mutualfundsltd scam.

Now, looking at their website, you can access their website at Mutualfundsltd.com, I can say that their web design is quite impressive, simple but elegant with easy navigation. It seems that they use a custom design, and probably also use custom hyip script that is a good sign about their 'seriousness'. Most hyip programs use the same script and similar design, mostly even only use the default design come with the script.

I know, we can and should not judge a book just from the cover. However, having custom design and script is a good sign in every hyip veterans eyes since it will requires more money on the admin behalf. Look at the opinions about 'advertisement' above, yes, more times to get the ROI. Means, more time before Mutualfundsltd scam.

Their website is hosted on a great dedicated server secured with one of the most famous anti ddos services, blockdos.net. This will ensure that the website can handle large transaction process without any problems, and the website is protected from any ddos attacks that will take the website down. And yes, it is another big investment on the Mutualfundsltd admin behalf. More sign of seriousness? You bet.

Hey, how about their domain whois that shows the domain is created at Created: 2006-11-05? I don't know the real truth here, but one thing for sure, this hyip program is not that old. They started to open the door since the middle of February 2009, and you can verify it trough some of the hyip monitors listed. Probably they buy the domain from someone else, or they have bought it since 2006 and just started to use it last month. I can't verify this information though.

In case you don't know, buying an old/aged domain is common practices among webmasters, not just among hyip admins. You can get aged domains from some services or contacted the previous owners and ask to purchase it.

Oh, if you visit Mutualfundsltd website, you will see that they provide a telephone number in case you want to call them to ask about their program. Or probably discussing a better deal for the millions dollars of investment you will make in the near future? I haven't tried to call the number though. Or if calling them will cost you too much, you can also contact the admin trough the email address listed.

They also provide live chat help in case you want to chat with the staffs. I don't know how many staffs they have on their office. Oh, talking about office they provide their office address too.

You can visit them here:

El Bacones Apartardo 201
Merced, San José
Costa Rica

And the lawyers' office address is: Office Number 2162 Ave. 10 Calle 21-23, San José, Costa Rica

If you live in Costa Rica, please call them, or even better try to visit their address. Perhaps you will be invited to join their dinnertime, who knows?

OK, now let's see about Mutualfundsltd investment plans. They offer three types of investment where you will get paid daily, weekly, and monthly with various interests plans.

They call their daily plans as MFIF or Mutual Funds Investment Fund. And for the weekly plan, they call it WSGF or Worldwide Strategic Growth Fund, while for the monthly plan they call it GMBF(CD) or Global Managed Bond Fund CD.

OK, those words can really dizzying (is it a word?) my head, so if you want to look closely about their impressive investment plans, you can visit their investment page. Don't worry, you will understand those plans easily, trust me.

Beside the investment plans stated above, Mutualfundsltd also offer a lucrative referral program where as a referrer you can get 7% commission based on your referrals investment. A nice commission I must say. If you can get a referral who invest $10k, hey... free $700. Good move to attract their investors to promote the program aggressively.

OK, so what? Is it safe to invest my money at Mutualfundsltd hyip program? I don't know, as no one know whether it is save or not. However, if you have been in hyip field for more then a week you probably have knew that there is no "safe" term in this high-risk world.

I have pointed some opinions based on some facts. It is your job now to decide whether you want to invest you money at Mutualfundsltd or not. And of course, I'm not responsible for any loss you probably face, as I will also not receive any profits from you if you make huge interests from this program.

However, as usual, I will suggest you to really make your due diligent (wtf is this anyway?) before you decide to invest your money on any hyip programs. You can see that Mutualfundsltd is paying their members so far, they have huge investors base, and they have excellent track record so far. However, you can not use their past performance to judge their future performance.

No one know when will Mutualfundsltd scam, they probably will be there for longer time, but they can also close the door right after you put your money in. So, spend your money wisely. Don't invest your money at any amount that you can't really afford to lose, since, just like the word "safe" above, there's no "guarantee" term in Hyip game.

It is also suggested to spread your investment to other hyip programs. Ever heard about this, don't put all you eggs on one basket? Yes, spreading you investment is a good step to avoid you lose all of your money. For more paying hyip programs you can read these posts: Geniusfuds, Stoic-Capital, and also Montecarlobrokers.

Those are some of hyip programs that still pay their investors; at least at the time I write it. And yes, just like with Mutualfundsltd, no one can give you any clue when those programs will scam.

Good luck!

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Hyip is a very risky business where you can lose your money anytime. However, to make sure you will lose your money in a fast way with hyip, just follow these several tips. By implementing the tips outlined below, you will surely lose your money on this hyip sphere.

Never diversify your investment
Diversification is only suggested for loser investors. Never ever diversify your investments if you are playing in hyip business. Why put your eggs on many baskets if you can put all your eggs in one basket? This way if the hyip program you join in is fail you will for sure lose all of your money.

Always invest with any amount that you cannot afford to lose
Go borrow some big money to invest in hyip program. Dry your credit cards out over the limit will be a smart step for losing money. Why don’t you just use your food money and housing money as often as possible? If you have children, try not to give them their daily allowance. You can use that money to invest in hyip investment program.

Never do research before joining a Hyip program
You don’t need to waste your time doing proper research on a hyip program you want to join in. As you can see, all those HYIP programs pop out online are look very similar so it will make no different investing in one of them! No need wasting your valuable time on reading hyip forums, doing DD, ask questions to the hyip admin, looking at the hyip payout history. Right, don’t do those steps above - just invest your money!

Only invest in Super High Profit HYIP
Why invest on a low earning reliable hyip program if there are many hyip programs offer high profit such 200-300% daily. It’s your sure way for financial freedom. Let’s just count, 200% daily means, if you invest your $1000 housing money then compound it to grow the profits exponentially you will be a millionaire in no time.

Invest your money in an unknown HYIP program
HYIP programs are private investment by its nature, so it is always a wise decision to invest your money only in hyip that is unknown. It is hyip investment program that do not advertise at all, program that is not listed on any hyip monitors available. By not doing any proper advertisement, that hyip program can save those advertising money for the good of their investment program. Hey, those hyip monitors only eat money that actually can be used to pay their actual members right?

HYIP Admin is a trusted person
Whatever he says, you have to always trust the hyip admin. If he told you that you would be rich in one week, you better trust him! Give him your big $$$$ if he ask you that amount of money to make you rich. Never blame him if the admin says that the program will be closed because of some reasons. You can always show some encouragement to him. Hey, at least he has put his maximum effort and energy to maintain his program.

Invest in a Not Paying Hyip Program
This is the sure way to lose your money in hyip. Invest your money only in a hyip program that has ‘not paying’ status. Right, you don't need other tips above if you want to be a broken hyip investor.

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