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Mutualfundsltd, at the time I write this post, is actually still a new hyip program. They open the program at the middle of February 2009, about 1 month old. I usually never pay attention to any new hyip program since they don't have a good record for longer time, and their performance hasn't been tasted yet.

However this Mutualfundsltd is now advertised on a big hyip forum, talkgold. They buy TG sticky thread that I know is not cheap especially for new program. I should say this is a good move of them since having their program listed on this expensive sticky thread will be a sure way to attract more investors.

Most of hyip investors will see that buying expensive advertisement is a good sign that the hyip program admin is 'serious' managing their investment program. Paying high priced advertisement is a big investment on their behalf, so they will need to run for longer time before making some return of investment. It means Mutualfundsltd hyip will not scam at least in the near future since they probably haven't reach that ROI, not to say about profit.

Of course all of those opinions are only based on assumption, since no one really know what happen behind the screen. However I at certain levels tend to agree with those opinions. If the admin of Mutualfundsltd put big funds for advertisement on their early days of operation, it will probably need sometime before they can get the funds back. They will need sometime to attract more investors to trust that their hyip investment program is legitimate (are there any really legit hyip programs anyway?), and reduce the worry of Mutualfundsltd scam.

Now, looking at their website, you can access their website at Mutualfundsltd.com, I can say that their web design is quite impressive, simple but elegant with easy navigation. It seems that they use a custom design, and probably also use custom hyip script that is a good sign about their 'seriousness'. Most hyip programs use the same script and similar design, mostly even only use the default design come with the script.

I know, we can and should not judge a book just from the cover. However, having custom design and script is a good sign in every hyip veterans eyes since it will requires more money on the admin behalf. Look at the opinions about 'advertisement' above, yes, more times to get the ROI. Means, more time before Mutualfundsltd scam.

Their website is hosted on a great dedicated server secured with one of the most famous anti ddos services, blockdos.net. This will ensure that the website can handle large transaction process without any problems, and the website is protected from any ddos attacks that will take the website down. And yes, it is another big investment on the Mutualfundsltd admin behalf. More sign of seriousness? You bet.

Hey, how about their domain whois that shows the domain is created at Created: 2006-11-05? I don't know the real truth here, but one thing for sure, this hyip program is not that old. They started to open the door since the middle of February 2009, and you can verify it trough some of the hyip monitors listed. Probably they buy the domain from someone else, or they have bought it since 2006 and just started to use it last month. I can't verify this information though.

In case you don't know, buying an old/aged domain is common practices among webmasters, not just among hyip admins. You can get aged domains from some services or contacted the previous owners and ask to purchase it.

Oh, if you visit Mutualfundsltd website, you will see that they provide a telephone number in case you want to call them to ask about their program. Or probably discussing a better deal for the millions dollars of investment you will make in the near future? I haven't tried to call the number though. Or if calling them will cost you too much, you can also contact the admin trough the email address listed.

They also provide live chat help in case you want to chat with the staffs. I don't know how many staffs they have on their office. Oh, talking about office they provide their office address too.

You can visit them here:

El Bacones Apartardo 201
Merced, San José
Costa Rica

And the lawyers' office address is: Office Number 2162 Ave. 10 Calle 21-23, San José, Costa Rica

If you live in Costa Rica, please call them, or even better try to visit their address. Perhaps you will be invited to join their dinnertime, who knows?

OK, now let's see about Mutualfundsltd investment plans. They offer three types of investment where you will get paid daily, weekly, and monthly with various interests plans.

They call their daily plans as MFIF or Mutual Funds Investment Fund. And for the weekly plan, they call it WSGF or Worldwide Strategic Growth Fund, while for the monthly plan they call it GMBF(CD) or Global Managed Bond Fund CD.

OK, those words can really dizzying (is it a word?) my head, so if you want to look closely about their impressive investment plans, you can visit their investment page. Don't worry, you will understand those plans easily, trust me.

Beside the investment plans stated above, Mutualfundsltd also offer a lucrative referral program where as a referrer you can get 7% commission based on your referrals investment. A nice commission I must say. If you can get a referral who invest $10k, hey... free $700. Good move to attract their investors to promote the program aggressively.

OK, so what? Is it safe to invest my money at Mutualfundsltd hyip program? I don't know, as no one know whether it is save or not. However, if you have been in hyip field for more then a week you probably have knew that there is no "safe" term in this high-risk world.

I have pointed some opinions based on some facts. It is your job now to decide whether you want to invest you money at Mutualfundsltd or not. And of course, I'm not responsible for any loss you probably face, as I will also not receive any profits from you if you make huge interests from this program.

However, as usual, I will suggest you to really make your due diligent (wtf is this anyway?) before you decide to invest your money on any hyip programs. You can see that Mutualfundsltd is paying their members so far, they have huge investors base, and they have excellent track record so far. However, you can not use their past performance to judge their future performance.

No one know when will Mutualfundsltd scam, they probably will be there for longer time, but they can also close the door right after you put your money in. So, spend your money wisely. Don't invest your money at any amount that you can't really afford to lose, since, just like the word "safe" above, there's no "guarantee" term in Hyip game.

It is also suggested to spread your investment to other hyip programs. Ever heard about this, don't put all you eggs on one basket? Yes, spreading you investment is a good step to avoid you lose all of your money. For more paying hyip programs you can read these posts: Geniusfuds, Stoic-Capital, and also Montecarlobrokers.

Those are some of hyip programs that still pay their investors; at least at the time I write it. And yes, just like with Mutualfundsltd, no one can give you any clue when those programs will scam.

Good luck!

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Lejtrans caught my attention after the admin decided to promote Lejtrans hyip program on talkgold sticky thread. Promoting a hyip program on talkgold sticky thread is not cheap, they charge quite a lot for this promotion. Sure, the Lejtrans admin want to promote his program seriously to gain more investors trust.

An overview about Lejtrans hyip investment program.

Lejtrans was introduced on the beginning of January this year (2008) and with their 'trusted and looks reliable' plans Lejtrans start to gain more members, especially since the admin of Lejtrans also quite active on responding every questions from the investors or solving any problems that might come among his investment program.

Lejtrans hyip also provide their 'real' contact address and also provide their phone number on their website, something that is rare on hyip investment industry.

Lejtrans Investment
1 Merkela Street
Beside McDonalds
Riga
LV 1050
Latvia
Phone: +371-7661072
e-mail: ccu@lejtrans.com

Please note that I don't verify whether this contact information of Lejtrans is true or not. Please make your own investigation about it if you want to verify it.

Lejtrans offers 4 investment plans:
Temporary Plan
4.2% daily for 30 days with minimum investment amount is $5
Benz Plan
1.7% daily for 150 days with minimum investment amount is $15
Man Plan (bonus $10)
2% daily for 150 days with minimum investment amount is $2000
DAF Plan (bonus $15)
2.6% daily for 150 days with minimum investment amount is $15000

Lejtrans also offers a generous referral commission where you will get a 7% referral bonus when you can refer a new investors to Lejtrans. Quite an interesting referral bonus that will really help them to spread Lejtrans all over the net and gain more new members to join (and support) this investment program.

Compounding is also available on Lejtrans investment program. The principle investment will be returned in all investment plans except the temporary plan. And it seems that Lejtrans has decided to discontinue the Temporary Plan in the near future, no exact date given yet. Below is the quote from their news:

Temporal Plan to be closed soon!
The temporal plan will soon be closed for deposits. When closed, only those that already have deposit in it can earning 4.2% daily for 30 days. If you wish to invest into it, we suggest you do so now. Thanks.
2008-02-19 09:44:32


Since it was introduced to public Lejtrans is now having quite a lot of investors, and so far they always paid all members on time. I haven't seen any big problems so far. Sure, some minor problems do happen, it's not an easy task to handle a growing program with so many members.

However I started to see few minor posts on few hyip forums asking (and stating) that Lejtrans is just another hyip program that will surely close the shop in the future. Some people even start to digging around to gain more information about Lejtrans company, related to their claim as a transport company formed on 2001 in Riga Latvia.

I don't know the Lejtrans company legitimation, if you want to put your money on Lejtrans I suggest you to make a proper investigation about this hyip program. This is very important since no matter how excellent Lejtrans performance so far, it's just another hyip program where the admin can close their door anytime.

I won't make any prediction when will Lejtrans scam, since to be honest I don't know when. One thing that I'm sure is, Lejtrans will scam in the future. There's no hyip program that last forever. We have many 'great honest save and reliable' hyip programs in the past that finally being scam and close the program along with their members money.

Use this as a warning anytime you want to invest your money on any hyip programs, not just on Lejtrans. There's no payment guarantee here, you might win some and you can also lose some. So, make sure you only invest your money that you can afford to lose.

Back to my first words in this post "Lejtrans caught my attention......".

If I'm not wrong, Lejtrans started their TG sticky thread promotion several days ago. One thing that all investors should realize is, every time a hyip program is promoted heavily, i.e. using expensive promotion media, they want to gain more new members and investments fund.

There's nothing wrong about it though. Every hyip programs want to bring more and more funds to their investment program to support their program life since mostly (if not all) they are just another shape of ponzi scheme where new funds from new investments will be used to pay old investments.

Now, how about Lejtrans? If you pay close attention at their investment plans, they all will expire on 150 days basis. Except their temporary plan, that has been decided will be closed in the near future. And on those 150 days plans, the principal investment will be returned.

Now, compare it with the fact that  Lejtrans was introduced on the beginning of January, almost 150 days ago. It means that Lejtrans will have to return some of those investments principle started next month, probably in the middle of April. And why they have to close the Temporary Plan now?

To be honest, this 150 days issue remind me the Minvestment program where they finally had to close the minvestment program when the time has come when the 150 days compounding plans expired and they should pay a big amount of money for those investments.

I don't want to say that Lejtrans will scam in the near future. They may will stay longer if they have enough funds to support it. I provide you this fact as an information for you to think of before you decide to inverst your money on Lejtrans investment program.

One last thing, don't just use he information I provide here as your guide. You need to make more investigations about Lejtrans if you want to invest there. Go to some hyip forums and collect as much information as you can.

Good luck and have a nice earning.

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