HYIP Information

MutualFundsLtd Hyip Program

2009-03-21T03:03:00.000-07:00

Mutualfundsltd, at the time I write this post, is actually still a new hyip program. They open the program at the middle of February 2009, about 1 month old. I usually never pay attention to any new hyip program since they don't have a good record for longer time, and their performance hasn't been tasted yet.

However this Mutualfundsltd is now advertised on a big hyip forum, talkgold. They buy TG sticky thread that I know is not cheap especially for new program. I should say this is a good move of them since having their program listed on this expensive sticky thread will be a sure way to attract more investors.

Most of hyip investors will see that buying expensive advertisement is a good sign that the hyip program admin is 'serious' managing their investment program. Paying high priced advertisement is a big investment on their behalf, so they will need to run for longer time before making some return of investment. It means Mutualfundsltd hyip will not scam at least in the near future since they probably haven't reach that ROI, not to say about profit.

Of course all of those opinions are only based on assumption, since no one really know what happen behind the screen. However I at certain levels tend to agree with those opinions. If the admin of Mutualfundsltd put big funds for advertisement on their early days of operation, it will probably need sometime before they can get the funds back. They will need sometime to attract more investors to trust that their hyip investment program is legitimate (are there any really legit hyip programs anyway?), and reduce the worry of Mutualfundsltd scam.

Now, looking at their website, you can access their website at Mutualfundsltd.com, I can say that their web design is quite impressive, simple but elegant with easy navigation. It seems that they use a custom design, and probably also use custom hyip script that is a good sign about their 'seriousness'. Most hyip programs use the same script and similar design, mostly even only use the default design come with the script.

I know, we can and should not judge a book just from the cover. However, having custom design and script is a good sign in every hyip veterans eyes since it will requires more money on the admin behalf. Look at the opinions about 'advertisement' above, yes, more times to get the ROI. Means, more time before Mutualfundsltd scam.

Their website is hosted on a great dedicated server secured with one of the most famous anti ddos services, blockdos.net. This will ensure that the website can handle large transaction process without any problems, and the website is protected from any ddos attacks that will take the website down. And yes, it is another big investment on the Mutualfundsltd admin behalf. More sign of seriousness? You bet.

Hey, how about their domain whois that shows the domain is created at Created: 2006-11-05? I don't know the real truth here, but one thing for sure, this hyip program is not that old. They started to open the door since the middle of February 2009, and you can verify it trough some of the hyip monitors listed. Probably they buy the domain from someone else, or they have bought it since 2006 and just started to use it last month. I can't verify this information though.

In case you don't know, buying an old/aged domain is common practices among webmasters, not just among hyip admins. You can get aged domains from some services or contacted the previous owners and ask to purchase it.

Oh, if you visit Mutualfundsltd website, you will see that they provide a telephone number in case you want to call them to ask about their program. Or probably discussing a better deal for the millions dollars of investment you will make in the near future? I haven't tried to call the number though. Or if calling them will cost you too much, you can also contact the admin trough the email address listed.

They also provide live chat help in case you want to chat with the staffs. I don't know how many staffs they have on their office. Oh, talking about office they provide their office address too.

You can visit them here:

El Bacones Apartardo 201
Merced, San José
Costa Rica

And the lawyers' office address is: Office Number 2162 Ave. 10 Calle 21-23, San José, Costa Rica

If you live in Costa Rica, please call them, or even better try to visit their address. Perhaps you will be invited to join their dinnertime, who knows?

OK, now let's see about Mutualfundsltd investment plans. They offer three types of investment where you will get paid daily, weekly, and monthly with various interests plans.

They call their daily plans as MFIF or Mutual Funds Investment Fund. And for the weekly plan, they call it WSGF or Worldwide Strategic Growth Fund, while for the monthly plan they call it GMBF(CD) or Global Managed Bond Fund CD.

OK, those words can really dizzying (is it a word?) my head, so if you want to look closely about their impressive investment plans, you can visit their investment page. Don't worry, you will understand those plans easily, trust me.

Beside the investment plans stated above, Mutualfundsltd also offer a lucrative referral program where as a referrer you can get 7% commission based on your referrals investment. A nice commission I must say. If you can get a referral who invest $10k, hey... free $700. Good move to attract their investors to promote the program aggressively.

OK, so what? Is it safe to invest my money at Mutualfundsltd hyip program? I don't know, as no one know whether it is save or not. However, if you have been in hyip field for more then a week you probably have knew that there is no "safe" term in this high-risk world.

I have pointed some opinions based on some facts. It is your job now to decide whether you want to invest you money at Mutualfundsltd or not. And of course, I'm not responsible for any loss you probably face, as I will also not receive any profits from you if you make huge interests from this program.

However, as usual, I will suggest you to really make your due diligent (wtf is this anyway?) before you decide to invest your money on any hyip programs. You can see that Mutualfundsltd is paying their members so far, they have huge investors base, and they have excellent track record so far. However, you can not use their past performance to judge their future performance.

No one know when will Mutualfundsltd scam, they probably will be there for longer time, but they can also close the door right after you put your money in. So, spend your money wisely. Don't invest your money at any amount that you can't really afford to lose, since, just like the word "safe" above, there's no "guarantee" term in Hyip game.

It is also suggested to spread your investment to other hyip programs. Ever heard about this, don't put all you eggs on one basket? Yes, spreading you investment is a good step to avoid you lose all of your money. For more paying hyip programs you can read these posts: Geniusfuds, Stoic-Capital, and also Montecarlobrokers.

Those are some of hyip programs that still pay their investors; at least at the time I write it. And yes, just like with Mutualfundsltd, no one can give you any clue when those programs will scam.

Good luck!

GeniusFunds Hyip Program

2009-03-11T01:12:00.000-07:00

Geniusfunds hyip investment program was launched at August 2008. One thing that caught my attention is, beside the default English language, they also provide Chinese and Indonesian language. It seems that those both countries is the largest market for geniusfunds. And actually, both countries are known as big market for any hyip programs. Smart move from the genius funds hyip admin, I must say.

Looking at their website, geniusfunds is using custome script with very excellent ellegant design. I really like their design. The website is hosted on blockdos which is also known as one of the best anti ddos services available. Having the site hosted on this provider will ensure their website will be secured by the proffesional who knows their business.

Geniusfunds offers 2 investment plans, EMGF and WBMF. Both plans contain 3 investment type with different payment rate. The rates are quite reasonable in my opinion, that I'm sure will keep them on this business for longer time.

Looking at their plans, it's not a surprise for me that they can keep the door open for several months, more then 6 months until this post is written. Let's just wit and see can they pass 1 year period, or will geniusfunds scam, just like other excellent hyips before.

Beside earnig money from the investment you made, you can also make money with geniusfunds trough their affiliate program which offer 6% and 3% commission. You need to be a member to geniusfunds hyip program to be able to earn money from the affiliate program.

As I've said before, this website has been live for more then 6 months with good performance so far. they have thousands of investors around the world and geniusfunds always pays their member on the right time.

So far, i haven't seen any complaints about their payment, and still there's no one scream geniusfunds is scam. Looking at their rating on various hyip monitors, I don't see any serious problems among their investors.

If you want to invest your money at geniousfunds hyip, I suggest you to browse their website to understand how this investment program works. Don't forget to check their ratings page to see their performances so far. I also suggest you to visit some hyip forums too read what other people think about them, and read other members experiences.

However, though geniusfunds always pay their members on time for more then 6 months, I should warn you here that in hyip field, we can't use past performance as a gurantee for future performances. Just because they still pay their members today, it doesn't mean that geniusfunds will not scam their members tomorrow.

There's no guarantee of payment on hyip business. Every programs can close the shop anytime and leave their members with no payment. I'm not saying that geniusfunds is scam like safeatom and FX-Interest, fake, or any other negative comments, but you should know the facts on this high risk field.

If you want to invest on geniusfunds, make sure you only invest at any amount that you can afford to lose. It will be better if you also spread your investment with other hyip programs available. Maybe you want to read about stoic-capital review here. It will minimize your risk of being scammed and lose all of your money.

Good luck. You can visit geniusfunds website at geniusfunds.com

Stoic-Capital Hyip Program

2008-11-29T03:25:00.000-08:00

Stoic-Capital hyip program has been around for about 9 month until now with an excellent performance. They are introduced at the beginning of March this year and has thousands of investors from around the world. All of those stoic capital investors are happy investors up to now, and almost zero complaint among their members.

Stoic-Capital offers 4 investment plans as follows:

Start Plan: Investment between 10-99 USD with 1.4%-1.8% daily profits for 190 days.
Classic Plan: Investment between 1000-4999 USD with 1.7% - 2.2% daily profits for 190 days.
Premium Plan: Investment between 5000-19999 USD with 2.0% - 2.4% daily profits for 190 days.
VIP Plans: Investment more then 20000 USD with 2.2% - 2.8% daily profits for 190 days.

Stoic-Capital.com domain is registered at godaddy registrar, registered at 2007-11-06 and will be expired on 2017-11-06. Yes, the domain is registerred for 10 years. A good move by stoic capital admin though it's not a guarantee that stoiccapital will be last for 10 years of course.

Stoic-capital hyip website is hosted on a good reliable dedicated server that will ensure a smooth access and guarantee that the website will not have any problems processing all the transaction among all of those members. This is very important since a glitch on the server can interrupt the transaction that can create an unnecessary worries among their investors.

Their website is protected with a secure SSL layer that will ensure all the data are safe, and also secured with a good reliable anti ddos protection to protect stoic capital website from any attackers.

As I've said above, up to now, all of stoic-capital investors are happy investor, since they always pay their member on time with zero complaint so far. A very good performance since not many hyip programs can last for more then 6 months.

However, we should always aware that in hyip industry there's no guarantee, including on this stoic-capital hyip program. If you want to invest your money here, make sure you only invest your money at any amount that you can afford to lose.

As we've experienced so far, there's no last forever hyip program. Even the best hyip program will close the door, scam their members, and run with the money. I don't want to say that stoic-capital scam or not, but we should understand that ther's nothing last forever.

Stoic-Capital has a great performance, but we can't use it as a guarantee for their future performance. We don't know when will stoic-capital scam, or decide to close the program. Make sure you know this before you place your bet here. Good luck.

SafeAtom Hyip

2008-09-04T08:12:00.000-07:00

SafeAtom hyip program has been around for about 7 months for now. It's for sure a good achievement for a hyip program since mostly they never pass more then 3 months before they turn to scam.

Safeatom was introduced on February 2008 and now they have many satisfied investors from around the world. They always pay their investors on time and so far as far as I can see, there's no negative news about them.

Safe atom hyip offers only 1 investment plan, 2% daily for 150 days. And profits are counted everyday, 7 days a week, not just on trading/work days like most other hyip programs. The minimum investment is very low, only 1 USD. Though sure you won't make any real profit if you only invest in a little amount of money.

Safe atom website is designed quite professionally, not just using the default template comes from the hyip script. Hosted on a good reliable server that will ensure all transaction can be handled smoothly and also secured with SSL and encrypted data to secure their investors data.

So far safeatom has a very excellent performance with timely payment and thousands of satisfied investors. However just like other hyip programs, we don't know when will safeatom can keep their good performance. There's no guarantee that safe atom hyip program will always pay their members, and no one knows when will safeatom scam and close the shop.

So, no matter how good safeatom performance now, you always need to be careful if you want to invest your money here since we don't know when will safe atom scam. Keep in mind to invest on any amount that you can afford to lose. Hyip is a risky game.

Good luck

TradeCenterBank Review

2008-07-03T21:12:00.000-07:00

After my latest review on FFG-Traders hyip, today I would like to write my review on another paying hyip program called TradeCenterBank.

TradeCenterBank was introduced on February 2008, their thread at talkgold hyip forum is started at 02-12-2008. Almost 150 days since their launching, Trade Center Bank hyip is currently quite popular with a huge amount of investors.

Until this post is written, TradeCenterBank is always paying their investors on time and I have not heard any negative comments about them. Good performance so far.

TradeCenterBank website design is very proffessional, not just another hyip program which use default template come with the hyip script. The site is hosted on dedicated server and protected with a good anti ddos system from blockdos.net. Secured with 256bit SSL all data are encrypted to prevent any problems from hackers.

Trade Center Bank offers 4 investment plans with details as follows:

Plan 1: 22% daily interest for 5 days for investment $10-$500

Plan 2: 27% daily interest for 5 days for investment $501-$1000

Plan 3: 32% daily interest for 5 days for investment $1001-$2500

Plan 4: 37% daily interest for 5 days for investment $2501- unlimited

TradeCenterBank will pay during business days, Monday to Friday. They also offers 7% referral commission. There's also a compounding option for Plan 3 and Plan 4 to maximize your profits.

As I said before, TradeCenterBank up to today is doing an excellent performance with timely payment to all of thewir investors. And their investment plans are only for 5 days, means faster return of investment which is more secure to their investors.

To be honest, looking at their investment plans, I can't believe TradeCenterBank is still alive until now. It's beyond my expectation to be honest.

However, just like othe hyip programs, there's no guarantee until when TradeCenterBank will keep paying their members. No one know when TradeCenterBank will scam and close the shop.

So, if you want to invest your money at Trade Center Bank hyip program, always keep in mind to not invest at any amount that you can't afford to lose. Good luck.

FFG Trading Hyip Review

2008-06-27T19:11:00.000-07:00

FFG Trading hyip program which is introduced to all hyip investors on February 23, 2008. FFG stands for Ferrum Forex Group, and from the name you probably know that this hyip program is based on Forex trading on Foreign Exchange market.

Looking at Ffg-traders website you will see a very advanced and professional website design with a very detailed information that will give you all the information you need related to FFG Trading hyip investment program.

The website is hosted on a reliable dedicated hosting which will ensure the website can operate smoothly. Protected with a reputable Anti DDOS company to prevent from any ddos attacks that is a common issues on hyip industry. Website is secured using a SSL certificate to ensure your data and funds is save.

Looking at their Contact Us page, you will find several option to contact the Ffg-traders admin. You can use their online contact form where you can send any questions directly to FFG Trading hyip manager. Other options is trough their email addresses.

And one thing that make Ffg-traders different from other hyip programs is, they also provide their physical mailing address and also provide a phone support at +1-302-295-0947

The FFG Trading address is:

Ferrum Forex Group LLC
Capitol Office Center
3422 Old Capitol Trail
Unit 342
City of Wilmington
Delaware 19808

FFGTrading offers 2 investment plans, Standard and Premium investment plan where you can choose whether you want to get paid daily or weekly. You can read the plan details as follows:

Standard Plan
* Up to 2.3% daily interest
* Minimal deposit - $3.50
* Investment term - 63 days
* Fast withdrawals
* Principal returned
* Compounding available
* 10% first deposit bonus!
Premium Plan
* Up to 19% weekly interest
* Minimal deposit - $20
* Investment term - 9 weeks
* Fast withdrawals
* Principal returned
* Compounding available
* 15% first deposit bonus!

Ffg-traders also offers a very generous referral program where you will earn 7% for each deposits that is made by your referral. The referral commission is paid instantly and will be placed on your account where you can withdraw or invest it.

Investing your money at FFGTrading hyip program can be made trough e-gold, ebullion, Liberty Reserve, and also Pecunix.

At the time this post is written, Ffg-traders has more then 2500 active members and it is growing quite fast each day with more then $1 million total invested money. An impressive performance I must say.

And currently FFG Trading is also promoted on talkgold hyip forum at their paid sticky thread. I'm sure this promotion will attack more investors to join FFG Trading investment program.

OK, so far I have give you a very positive review to Ffg-traders hyip investment program. I have to agree with many FFG Trading investors that this program is impressive and looks promising. However I will also remind you that FFG Trading, no matter how good they are now, is a hyip program where there's no guarante of income or profits.

If you want to invest your money at Ffg-traders you will have to remember that as a hyip program FFG Trading can close their program anytime. I don't know when will FFG Trading scam or closed, but hyip program is not designed to last forever. Just always remind yourself before you invest, Ffg-traders can scam their members anytime.

Always remember to invest at any amount that you can afford to lose, and don't forget to diversify your investment on several hyip program to avoid losing all of your money.

Good luck.

DISCLAIMER: This is a sponsored post. All links provided here is coming from the sponsor. I don't make any recommendation about any hyip program I posted on this blog. All information presented on this blog is for information purpose only.

Montecarlobrokers Hyip Program

2008-06-21T02:45:00.000-07:00

It's not a Montecarlobrokers review post since I'm sure every hyip investors who actively browse hyip forums and monitors has been aware of this program. Montecarlobrokers hyip has been around for more then a year, according to the statistic on their website. The claim this program was started at January 1st 2007.

What make me want to talk about Montecarlobroker now is because currently this hyip program launches a new promotion, which they call as "New Address Promotion". I don't actually know what does it means but it seems that they want to announce their new address/domain name.

$50,000 promotion
New Address Promotion
On Jun 18th 2008, MonteCarloBrokers founder and president, Matthijs Van Horne, announced that the company will give away $50,000 as part of the its "New Address" promotion.
Members can qualify for a portion of the $50,000 by sponsoring new members into the organization.
The promotion runs through July 30th, 2008.

Mark

Previous Montecarlobrokers website/domain is Montecarlobrokers.com and they changed their domain into Montecarlobrokers.org on 06/12/2008. Perhaps this is the reason why Montecarlobroker hold this promotion contest, to promote their new .org domain address, and at the same time gaining more new investors to join their hyip investment program.

I actually don't know why they change their domain name address that finally lead them in a need to hold this promotional contest, and $50k is not a little amount of money. What I know is, before they change their address, the Montecarlobrokers website is down, no one can access it. Then the admin gave an update regarding their new domain address.

OK, I have to be honest here that I don't know nor have any idea of what is the real case behind this current event, I mean why montecarlobroker change their address and why they need to announche it with that amount of prizes money.

If they hold this contest 'just' to announce their new .org address, then it will be too strange, at least for me. It is since if you point your browser to Montecarlobrokers.com, you will be redirected to their new .org address. Then why they need to hold this contest with a huge amount of money, and even they call it as "New Address Promotion".

I don't know.

In a positive sense I will say it's a good news since all active investors now can, potentially, earn more from this hyip by refer new investors to join Montecarlobrokers.

On the other hand, in a negative sense I wil say "what happen?" Montecarlobrokers have been around for more then a year, to be more exact, more then 500 days at the time this post is written. They have a very huge member base, more then 4000 members now. Of course it's only based on their statistic, and I dn't know whether their stats is real or fake. Hey, everything is possible, right? :)

Do they need to lure more new investors to gain fresh cash? Or do they prepare another 'surprise' in the future by closing the door? Lol, I don't want to say that Montecarlobrokers scam or will scam in the near future, though that is not an impossible. No hyip program last forever, they can fold the card anytime they want.

Whatever it is, until today Montecarlobrokers is paying their members on time. I know exactly many Montecarlobrokers investors earn huge profits from this program.

I don't know when will Montecarlobrokers scam or close their program. One thing that I know is, every hyip program will be closed sometime, the real question is "when?", and unfortunately no one can give you an exact answer for this.

So, good luck and have a nice earning.

Imonet.biz is Down

2008-06-05T10:26:00.001-07:00

Update: 27/06/08

I have just found that imonet website at imonet.biz is back online. Some of imonet members reported that they can cash out and made a withdrawal and have received their payment. Some people reported that their withdrawal is still pending. Hope all imonet members will receive all of their pending cashout. And hope imonet can keep their good performance they've done so far.

Imonet hyip program website is currently down. It has been down for several hours and still there's no news from the Imonet admin. They still pay their members today as reported by their members on few forums I'm investigated. Unfortunately their website imonet.biz is currently can not be accessed.

I don't know whether it's just a regular maintenance (i'm sure they will notice it before to all of their investors if this is the case), or whether it's another ddos attacks. It's a common problem for all hyip program with big list of investors to get ddos attacks.

Whatever the problem, I hope that Imonet.biz will be back up as soon as possible so this down time will not create panic among their investors base. At least the imonet hyip admin can give a news to all of his members regarding the current situation.

I'm not going to call imonet scam fraud or similar negative statement. Though there's always a chance that imonet will scam their members (anytime), I think it's too early to give that statement now since they only been down for several hours.

Lets just hope Imnonet.biz will be back to normal again. Good luck

Libertyjoin Scam

2008-06-01T21:06:00.001-07:00

First, I'm not a member of Libertyjoin hyip program. I write this post just to give an information and a warning to all hyip investors that might want to join and invest their money at Libertyjoin hyip program.

Until now the Libertyjoin website (Libertyjoin.com) is still available and can be accessed. Even few monitors still put "paying" status on this program. However when reading Libertyjoin thread on talkgold forum it seems that all of their members never received any payments since a week ago. The latest payment post I can see was from last May 25th. And their thread haven't been moved to "scam folder" until I write this post.

I don't know why some monitors still put "paying status" on Libertyjoin and the talkgold still haven't moved the thread to scam folder. Perhaps Libertyjoin admin is doing selective payment practice to keep their paying status while they don't paid their regular members. I don't know.

I do hope that Libertyjoin hyip program will be back again to normal though I'm afraid that the chance for it is very little. What I can say now is, Libertyjoin is scam. I also hope the monitors will soon change the status and all the forums will move Libertyjoin thread to scam folder to avoid more loses from new members.

I hope this post can be useful too to avoid more people join Libertyjoin hyip. If you lose your money on Libertyjoin, I'm sorry. But that's the risk that we have to face when playing our money on this hyip game. Sometime we win and at the other time we lose.

Good luck.

Goldenpathinvest Hyip Program

2008-04-30T23:54:00.000-07:00

Goldenpathinvest was previously named as goldenpiginvest. They choose golden pg invest to celebrate the golden pig year of chinese. They changed the name to golden path invest since February 2008 due to the golden pig year has ended and the previous name will be no longer make sense.

So to earase more confusement, goldenpathinvest hyip is the same program of goldenpiginvesthyip.

Goldenpathinvest, as I said before, was introduced on March 2007. Yes, golden path invest hyip has been alive for more then a year. They are one of the rare hyip programs that can keep their promise, paying all of their investors on time. I haven't heard any major negative news about goldenpathinvest.

Goldenpathinvest (GPI) offers 4 investment plans:

Beginner: $10-$1,000 1% daily profit
Standard: $1,001 - $2,500 1.50% daily profit
Extra : $2,501 - $5,000 2.00% daily profit
VIP : $5,001 - $20,000 3.00% daily profit
All for 256 trading days period.

From the investment plans above you can see that GPI hyip program can be classified as low risk hyip or some people will call it as long term hyip.

With their long live time of course goldenpathinvest now has so many happy members from around the world. There's not many hyip program that can pass 1 year, right?

Doing a fast research on few hyip forums, all I can see is happy members on goldenpathinvest threads. I can't almost find any negative posts about golden path invest.

Though I can not call this article as goldenpathinvest review, I have to make a conclusion that GPI is doing a very good job for more then 1 year.

However just like other hyip program, there's no one can make any prediction until when goldenpathinvest will keep their excellent job. No one can predict when will goldenpathinvest scam, close, run away, you name it.

So, no matter how good their past performance, if you want to join goldenpathinvest hyip, I will keep saying this suggestion. Don't invest your money at any amount that you can't afford to lose. There's no guarantee on this hyip game. Do your research, play your card right, maybe you will win the game.

Good luck!

Fx-Interest Hyip

2008-04-25T09:39:00.000-07:00

Fx-Interest is probably one of the most popular hyip program right now, beside the ultimatehyip one. Introduced on January this year, Fx-Interest investors are growing steadily. From their name you can guess that their main business core is on forex market. They claim that they have forex accounts on several big forex brokers just like NorthFinance, to name one.

Fx-Interest offers 3 investment plans on their hyip investment program as follows:

Daily Plan
1.1% - 2.3% daily profit
Minimum Investment: $10
Maximum investment: $6,000

Weekly Plan
8.1% - 11% weekly profit
Minimum Investment: $200
Maximum investment: $10,000

Monthly Plan
49% monthly profit
Minimum Investment: $300
Maximum investment: $50,000

Fx-Interest accept several payment options, they're Solidtrustpay, Ikobo, Alertpay, and e-bullion. They accept e-gold moneybooker and paypal deposit before but currently those options is not available anymore. Maybe they will add those option back in the future.

Fx-Interest website design is quite impressive (though I don't really like flashy design). The website is hosted on a secure dedicated server and use a good anti ddos protection. At least that is what they say on their website.

As i said before Fx-Interest is currently very popular among hyip investors. You can follow their talkgold thread here, and you will see that their thread is very active. I really suggest you to follow and read this thread if you want to join Fx-Interest hyip program. You will see many discussion (fight) between the pros and the cons. Use the info you got over there to decide whether you want to invest your money on Fx-Interest or not.

One thing that I can say here, there are many claims on that thread and many arguments about them too. Whatever you decide, to invest or not to invest on Fx-Interest, I want to warn you that Fx-Interest is a hyip program, no more no less.

I agree that Fx-Interest is giving a very good performance so far, they paid all their members on time, etc. However, if you follow the thread I gave before, you will see many of Fx-Interest investors put some blatant statements that Fx-Interest is honest, legal, etc..etc.. that even few people stated that Fx-Interest is not a hyip.

No matter what you believe, I will keep saying that Fx-Interest is a hyip program. I'm not saying that Fx-Interest is scam or other negative comments when the fact Fx-Interest is paying their members. Fast and on time. That's the fact. However you have to accept other fact that just like other hyip programs, they can't and won't last forever.

How many great hyip programs we had in the past? And where are they now? Disappeared with investors money.

Again, Fx-Interest is just another hyip program, so you need to thread it as hyip and play it as a hyip. If you play your card right you might win some profits.

If you want to join Fx-Interest hyip and invest you money there, keep in mind not to spend your money at any amount that you can't afford to lose. Good luck.

UltimateHyip Investment

2008-04-06T20:17:00.001-07:00

Talking about UltimateHyip program I have to say that when the first time this hyip was introduced I was a bit skeptic. Not because of their investment plans, their plans are good for me. I don't know but I honestly never like a hyip program which uses 'hyip' term on their domain name. I know it sounds stupid, lol.

Whatever it is, ultimatehyip has proved that they can stay until today. They were introduced on January this year and currently has been around for about 3 months. I look at ultimate hyip thread on talkgold hyip forum and found that their thread is very popular. More then 200 pages when this post is written. So many happy investors over there. With this trend, I believe their popularity will keep growing, until the time when ultimatehyip scam.

As I said above, UltimateHyip investment plans are good, looks reliable and stable for a long term hyip program. With those plans I believe that they can stay longer, if they can continue the members growth at this level, I think UltimateHyip can stay for more then 6 months. Of course this is just my opinion, don't use it as your judgment.

Ultimatehyip offers 3 investment plans, they are:

*Ag
Description Min./Max. Amount Daily Profit (%)
1.3% daily for 90 days $1 - $5,000 1.30

*Au
Description Min./Max. Amount Daily Profit (%)
1.5% daily for 150 days $20 - $10,000 1.50

* Pt
Description Min./Max. Amount Daily Profit (%)
1.7% daily for 180 days $50 - $20,000 1.70

As you can see from the info above, Ultimatehyip can be classified as long term hyip program. Their investment plans profit is quite low compared to other hyip programs that will ensure they can run longer.

Learning for the past on hyip industry, usually this kind of long term program will stay for about 3 months. It is when the program is not popular enough. When the program is popular and has a good new investors growth they usually will stay longer. As we all know that most of those hyip programs are based on ponzi scheme. The more members (and new members) they have the longer they can stay alive.

I don't know about the future so I can not predict how long UltimateHyip will stay nor when UltimateHyip scam their investors. However looking at their popularity (and investors growth) it seems that they can stay longer. Of course if the UltimateHyip admin want to keep this program alive.

As I always said on this blog, there's no guarantee on this hyip game. No matter how popular and excellent the performance of a hyip program, we never know when will they close the program. So, when you want to invest your money at UltimateHyip make sure you keep this in mind. UltimateHyip can scam and close the door anytime, no matter how good they are currently. Never invest your money that you can not afford to lose.

As always, Good luck.

Lejtrans Scam, Finally

2008-03-29T21:30:00.001-07:00

It's only few days back when I wrote this post regarding Lejtrans hyip and now it's proved that Lejtrans is scam. After promoted on talkgold sticky thread their thread finally moved to Scam Folder after so many members complaining they did't received any payments from this scam hyip.

It's proved that Lejtrans advertised their investment program at talkgold hyip forum sticky thread just to lure more new investors before they close the door. The Lejtrans admin never show up on their own thread since last few days when at the same time their members start complained that they haven't received any payments from him.

The talkgold forum moderator has no choice but moved Lejtrans thread on scam folder. Game over for them, bad news for all their investors. Sad, but it's the reality of hyip game. Their 'good honest paying' program may disappear anytime.

As I said earlier, I have a bad feeling when Lejtrans advertised on TG forum (not a cheap advertisement) when their '150 days returned principal' plans will be expired soon. They really remind me to last Minvestment scam, similar but different 150 days issue. Though to be honest I don't think that they will disappear this fast. I thought at least they will wait until April. Whatever it is, Lejtrans is now scam, closed, good bye.

Sorry for anyone lost money at Lejtrans scam. I hope you can accept it as your risk when you're playing on this hyip game and hope you can use it as your lesson that there's no guarantee on this field. No matter how good a program now, we can use it as a guarantee for future performance. Good luck.

Largesum is Down

2008-03-28T13:03:00.001-07:00

Largesum hyip program website (www.Largesum.com) is currently down. There's no news update from the admin regarding current situation whether it is another DDOS attack or other problems with their hosting server.

Doing a whois research on Largesum.com domain, it seems that this domain is suspended. Usually it's caused by the domain registrar suspend the domain due to the relation with illegal ponzi scheme activities. Just a guess though, hope the Largesum admin will come with clear clarification about it.

Name Servers:

ns1.suspended-domain.com

ns2.suspended-domain.com

Status:SUSPENDED

Note: This Domain Name is Suspended. In this status the domain name is InActive and will not function.

I hope there's nothing serious with Largesum so they can up again and continue their great excellent performance. However when this is true that their domain is suspended, perhaps they will need to change their domain name.

Some other hyip programs face the similar problem before, their domain is suspended and they are forced to use another domain name, maybe from other domain registrar.

When a great and old paying hyip program like Largesum is down, it will creates a panic among their members. This will lead to the decrease of trust among them, and usually will be followed by some nay sayers that will spread bad posts just like "Largesum Scam" and alike.

I really hope all Largesum members can handle this situation properly to avoid more damage on Largesum investment program. Panic won't bring you any good, mostly will only create more damage.

Let's just hope Largesum website will be up soon or at least Largesum admin will come with news about their current situation. It will eliminate more panics among their members.

Good luck.

Lejtrans Hyip

2008-03-22T21:20:00.001-07:00

Lejtrans caught my attention after the admin decided to promote Lejtrans hyip program on talkgold sticky thread. Promoting a hyip program on talkgold sticky thread is not cheap, they charge quite a lot for this promotion. Sure, the Lejtrans admin want to promote his program seriously to gain more investors trust.

An overview about Lejtrans hyip investment program.

Lejtrans was introduced on the beginning of January this year (2008) and with their 'trusted and looks reliable' plans Lejtrans start to gain more members, especially since the admin of Lejtrans also quite active on responding every questions from the investors or solving any problems that might come among his investment program.

Lejtrans hyip also provide their 'real' contact address and also provide their phone number on their website, something that is rare on hyip investment industry.

Lejtrans Investment

1 Merkela Street

Beside McDonalds

Riga

LV 1050

Latvia

Phone: +371-7661072

e-mail: ccu@lejtrans.com

Please note that I don't verify whether this contact information of Lejtrans is true or not. Please make your own investigation about it if you want to verify it.

Lejtrans offers 4 investment plans:

Temporary Plan
4.2% daily for 30 days with minimum investment amount is $5
Benz Plan
1.7% daily for 150 days with minimum investment amount is $15
Man Plan (bonus $10)
2% daily for 150 days with minimum investment amount is $2000
DAF Plan (bonus $15)
2.6% daily for 150 days with minimum investment amount is $15000

Lejtrans also offers a generous referral commission where you will get a 7% referral bonus when you can refer a new investors to Lejtrans. Quite an interesting referral bonus that will really help them to spread Lejtrans all over the net and gain more new members to join (and support) this investment program.

Compounding is also available on Lejtrans investment program. The principle investment will be returned in all investment plans except the temporary plan. And it seems that Lejtrans has decided to discontinue the Temporary Plan in the near future, no exact date given yet. Below is the quote from their news:

Temporal Plan to be closed soon!
The temporal plan will soon be closed for deposits. When closed, only those that already have deposit in it can earning 4.2% daily for 30 days. If you wish to invest into it, we suggest you do so now. Thanks. 2008-02-19 09:44:32

Since it was introduced to public Lejtrans is now having quite a lot of investors, and so far they always paid all members on time. I haven't seen any big problems so far. Sure, some minor problems do happen, it's not an easy task to handle a growing program with so many members.

However I started to see few minor posts on few hyip forums asking (and stating) that Lejtrans is just another hyip program that will surely close the shop in the future. Some people even start to digging around to gain more information about Lejtrans company, related to their claim as a transport company formed on 2001 in Riga Latvia.

I don't know the Lejtrans company legitimation, if you want to put your money on Lejtrans I suggest you to make a proper investigation about this hyip program. This is very important since no matter how excellent Lejtrans performance so far, it's just another hyip program where the admin can close their door anytime.

I won't make any prediction when will Lejtrans scam, since to be honest I don't know when. One thing that I'm sure is, Lejtrans will scam in the future. There's no hyip program that last forever. We have many 'great honest save and reliable' hyip programs in the past that finally being scam and close the program along with their members money.

Use this as a warning anytime you want to invest your money on any hyip programs, not just on Lejtrans. There's no payment guarantee here, you might win some and you can also lose some. So, make sure you only invest your money that you can afford to lose.

Back to my first words in this post "Lejtrans caught my attention......".

If I'm not wrong, Lejtrans started their TG sticky thread promotion several days ago. One thing that all investors should realize is, every time a hyip program is promoted heavily, i.e. using expensive promotion media, they want to gain more new members and investments fund.

There's nothing wrong about it though. Every hyip programs want to bring more and more funds to their investment program to support their program life since mostly (if not all) they are just another shape of ponzi scheme where new funds from new investments will be used to pay old investments.

Now, how about Lejtrans? If you pay close attention at their investment plans, they all will expire on 150 days basis. Except their temporary plan, that has been decided will be closed in the near future. And on those 150 days plans, the principal investment will be returned.

Now, compare it with the fact that Lejtrans was introduced on the beginning of January, almost 150 days ago. It means that Lejtrans will have to return some of those investments principle started next month, probably in the middle of April. And why they have to close the Temporary Plan now?

To be honest, this 150 days issue remind me the Minvestment program where they finally had to close the minvestment program when the time has come when the 150 days compounding plans expired and they should pay a big amount of money for those investments.

I don't want to say that Lejtrans will scam in the near future. They may will stay longer if they have enough funds to support it. I provide you this fact as an information for you to think of before you decide to inverst your money on Lejtrans investment program.

One last thing, don't just use he information I provide here as your guide. You need to make more investigations about Lejtrans if you want to invest there. Go to some hyip forums and collect as much information as you can.

Good luck and have a nice earning.

Investlines Hyip Program

2008-03-18T06:14:00.001-07:00

Investlines is a new hyip program that is offering 3% daily return for 60 days. It means you will get 80% profits after 2 months.

Investlines minimum investment amount is $10 and they also offer 5% referral fees. The payments will be done manually and all payment will be processed not more then 12 hours.

The Investlines website design is quite simple but I like it. At least they come with custom design and not just use the default template come with the hyip script they use.

The Investlines website is protected with an anti-ddos protection and also uses SSL connection to secure all of their data from any attacks attempt. Another positive sign in my view though it doesn't gives any guarantee that Investlines will not scam their members in the future.

The investment plan is quite reliable for me, 3% daily for 60 days with 5% referral commission is quite good and reliable.

Though Investlines is new I'm sure they will start building their member base fast after they promote the program with a big banner on talkgold hyip forum. The admin pays a good amount of money for this, a good sign that Investlines admin is seriously promoting his hyip program.

If they keep the promotion on talkgold long enough I'm sure they will gain more and more members in the future and it will keep the money rolling in to the system that will make Investlines more stable for longer time.

As we know, almost all hyip programs actually is only another shape of ponzi scheme. The more money coming in the longer they will stay. If there's not enough new money comes, they will close the door. So, a good (and expensive) promotion will bring members confidence that will lead more new members (and money) to come.

I don't know and will not give any prediction how long Investlines will stay. One thing that I'm know, Investlines is just another hyip program that will not give us any guarantee of payment. No hyip program can give you this kind of guarantee.

So if you want to invest your money on Investlines, make sure you don't spend your money that you can't afford to lose. Hyip is a very dangerous game, you can lose your money here.

Will bricsfund scam?

2008-03-03T17:14:00.001-08:00

Briscfund is currently still paying their members on time, and I can say they are still growing right now, means people keep investing their money here and even the new investors are keep coming and investing in Bricsfund hyip.

However just like other hyip programs we definitely know that there's no 'last forever' hyip. Every hyip program will come to an end sometime, no matter how good and excellent their past and current performance.

Sure there's no one can give us an exact time when will Bricsfund scam their members and close their shop. But from a glance overview on hyip forums I can see that there are still many people supporting Bricsfund, while small groups of people keep saying and give warnings that Bricsfund is scam. Few even predict Briscfund won't be alive until next two months or so.

Yeah, it's just another classic discussion between the supporters and the naysayers.

I personally don't know when bricsfund will scam, and I will not give any prediction about the future of Bricsfund hyip program. One thing for sure is, I don't trust any hyip admin while I also don't trust any hyip forums thread /post blatantly.

Bricsfund WILL down and scam is a sure fact, and I'm sure all hyip investors already knew about this. They thread this as a game or even a gambling. They 'invest' the money with a hope they can make profits before the door is closed. The one who can 'play the card' right is the one who will win the game.

If you lose money on hyip program, don't blame it on the hyip admin or other investors. You have already knew the characteristics of hyip program. If you can't afford to lose your money then don't play your money here.

Every hyip investor need to have and follow their own rule and tactic to win this game. And it needs practice. Sure will still keep losing some money here and there, but if we follow playing our card with a good tactic in overall we'll win the race.

So, when will Bricsfund scam? Sometime in the future. Good luck with your investment and have a nice earning.

C4Venture Hyip

2008-02-09T20:57:00.001-08:00

C4Venture is quite a new hyip program but I can say that they currently on a good growth momentum. Being introduced on Talkgold forum at Jan 18th this year, they first come with C4Venture.com domain. They changed the domain to C4Venture.net when their old .com domain is suspended.

After the domain change I see they are growing quite fast with more members come and join the program. Perhaps new investors think this hyip program is trusted since they still comeback after the downtime during the suspension. And I must say that they come on the right time. They come right before Minvestment scam and Goldenpurse gone. When those two big hyips gone, people who lost their 'trusted' hyip start to look for another hyip program to invest their money.

Whatever it is, I see more people keep coming and join C4Venture everyday and their thread on hyip forums is quite active with all positive posts.

C4Venture hyip offers several reliable plans offering 1.8% - 2.3% daily interest, actually it's trading day since they don't count weekend and other holidays. Their minimum investment is $10 which is quite low for this kind of long term plans hyip. They accept payment trough Liberty Reverse, Pecunix, and V-Money. I don't know why they don't include e-gold as their payment option, I do hope they include it to be honest. C4Venture also offers a generous referral commission of 8%.

I must say that C4Venture shows a very good performance so far, however I also must remind you that C4Venture is just another hyip program where they bring the same revenue potential and on the other hand bring the same risk potential. No matter how great C4Venture currently we still need to keep in mind that there's no hyip program that last forever.

No one knows when C4Venture scam, but sure they will close the shop anytime in the future. It's just the origin of this hyip field, where the admin can close the program anytime they want. I don't want to say that C4Venture scam, at least for now. The fact is C4Venture is paying their members so far, and I do hope they will keep paying for a longer time. Just don't over hype it, it's just another hyip program.

I also need to remind the old rule on hyip investment, never put money you can't afford to lose. Invest on any amount that you can afford when you lose it. Good luck.

Angel-capital Scam ...or Not?

2008-02-07T05:57:00.001-08:00

I don't really know what happen with Angel-capital hyip program currently. The Angel-capital.biz website can not be accessed since yesterday and many people confirm it. However there are still several people reported that they get their payment from Angel-capital.

After a fast research on TG forum it seems that those get paid posters never really give any real proof on their payments. Further more many people start to think those are just cheerleaders who support Angel-capital.

Few days ago, several people reported that their cash out request on Angel-capital is still pending after several days while usually they always paid on time. However all monitor banners (before the site is down) keep giving "paying" status.

It could be another selective payment practice by Angel-capital where they keep pay the monitors and few members (usually with low cash out request) to keep their paying status and keep those get paid posts.

I don't know what is the real situation since I'm not a member of Angel-capital hyip program. However from the facts above and the current down time I am sure people will start yelling Angel-capital scam their members.

Until now I haven't heard any updates from the admin, which is very bad sign. When a hyip site is down, an update news from the admin is very important to reduce their member worries.

Sure we hope Angel-capital will be back again to normal, but realizing the facts above, I have a big doubt about it. Anyway, good luck to all Angel-capital members. If Angel-capital back, then it's good, if Angel-capital scam, then just accept it as a part of this hyip game we have to face, and let's just move on.

Rtaonlineinvestment is Under DDOS Attack

2008-02-06T21:33:00.001-08:00

Rtaonlineinvestment website is currently under a heavy ddos attack that push the admin to take down the Rtaonlineinvestment.com website. As reported by Rtaonlineinvestment admin, he received an email from the attacker who want a certain amount of money to him to 'avoid' this attack. When he failed to response this they will attack Rtaonlineinvestment website with a massive ddos attacks to take down the website.

It's really a bad news for all hyip investors since Rtaonlineinvestment is one of the old hyip program that always pay their members on time. They have been around for about 1 year and now having a huge member base with huge amount of money invested on their invesment program.

This downtime surely will bring a huge impact to Rtaonlineinvestment hyip, since it could reduce their member trust and also will reduce new investment and profits flow. Rtaonlineinvestment profit is based on advertisement also.

The good news is, the admin keep updating their members trough hyip forum, on this case, I read the update trough talkgold forum. This kind of news update will surely reduce their members worries. A thumb up for Rtaonlineinvestment admin on this.

Another good news is Rtaonlineinvestment hyip actually is back online again, they just change the website address/domain. All Rtaonlineinvestment members will receive the new website address trough their email. So if you're a member of Rtaonlineinvestment you probably have received that info by the time you read this post.

Latest good news is, Rtaonlineinvestment even made a refund to Liberty Reserve, that can be read on the new domain. If you're a Rtaonlineinvestment member just go to your email and check the news sent to you, go to the new domain, and read the whole story there.

I really hope that Rtaonlineinvestment will be back again to normal as soon as possible. Perhaps they need to contact a ddos protection service to protect their website, though it will cost them more money.

Let's just hope for the best and please no need to shout Rtaonlineinvestment scam posts on any hyip forums. Just read the update and if you have a problem with your account just contact the admin to solve the problems. Good luck.

Related Post Rtaonlineinvestment Down

1dailyfunds Scam

2008-02-03T00:08:00.001-08:00

1dailyfunds scam 1dailyfunds fraud 1dailyfunds doesn't pay!

OK, this is a warning post to all hyip investors to avoid this scam hyip program. I have to post this since 1dailyfunds website is still alive and even all the monitor banners on their rate us page is still showing "paying status'.

The truth is 1dailyfunds scam their members while at the same time they keep paying the monitors to keep their paying status. This is a practice that usually called as selective paying where a hyip admin keep paying the monitors just to keep the paying status while at the same time they don't pay their regular investors or just pay a small percentages of their investors.

This is a real evil practice from hyip admin to lure more uneducated new investors who don't make a proper investigation and research before they put their money in. Usually these kind of investors just visit the hyip site, looking at the rating page and see all monitors are on paying status, and believe that the program is still paying.

To support this post here you can go to Talkgold hyip forum where 1dailyfunds is discussed. Even talkgold has moved 1dailyfunds threads to scam/closed program folder. Remember to read the latest pages not just the first pages to really understand the real situation and the newest 1dailyfunds updates. You will see that some members still got paid, they must be hyip monitors admin, while other members shout 1dailyfunds scam. Here is the 1dailyfunds thread link.

If you are a new hyip investors I suggest you to read these two good articles related to hyip monitor and hyip forum. It would give you a clear information how this hyip game is running. Here is the areticles: Hyip Monitor Hyip Forum

Minvestment Down ..... Again

2008-01-29T22:11:00.001-08:00

Today Minvestment website is down again. It gave me a "bad gateway" that indicate their server doesn't give any response to the request. I can access their site several hours ago without any problem, and now it's down. Minvestment is facing a hard time lately related to server problems, ddos attacks, and even problem with their payment with ebullion.

So far, minvestment admin can always handle those problems quite fast and always give their members a fast response and updates to their current situation. I hope minvestment can solve the problem sooner to avoid a panic among their members.

As we know minvestment has a large member base with a huge amount of money invested there. If they down for longer time this can create a panic to those members. Especially since minvestment also face a kind of attacks from some negative posters on hyip forums.

There's no need to say that those negative posters will surely start their 'minvestment scam' posts again as soon as they know that minvestment is down. No need to be panic, since they has just been down for few hours. And this is not the first time minvestment site is down. They can always handle the problem quickly, and let's just hope they can solve it faster as usual.

Good luck.

SwissCash Scam Update News

2008-01-28T23:57:00.001-08:00

Lol, I even can't think what tittle should I put on this post. I took a blog walking when I hit a blog talking about Swiss Cash hyip and it lead me to go to this SwissCash thread talkgold forum (warning: go directly to the latest pages to read the current SwissCash news and update) and realize that SwissCash is still a hot news among hyip investors.

To be honest, I didn't pay any attention to Swiss Cash before since I think SwissCash scam their members since last year. And that's remain true, SwissCash is fraud since Swiss Cash stopped to pay their members since.. when?.... I think last April... August or October... or something. I don't even want to make a further research about it since it will only give us the same result, SwissCash is scam.

OK, if you lost money from SwissCash hyip, I'm sorry for you, but I suggest you to accept that it's just a part of the game on hyip investment business. No matter how strong your believe on SwissCash, it's gone now. If you make some profits from SwissCash, well, congrats. You're one of few people who win the game of Swiss Cash hyip.

From a fast screening on the SwissCash thread above there are several SwissCash facts I can write down here. I might make a mistake here since I don't really make a proper research. Sorry. I think it's useless since the real hard fact will be still the same, SwissCash scam - SwissCash fraud their members.

- In April 2007, SwissCash converted the Indonesian, Singapore, and Malaysia investors funds to AFC. And it's done without any prior notifications from SwissCash admin.

- SwissCash never paid any money from the above converted AFC funds

- SwissCash website was shutdown (by them) on August 2007. They don't even bother to explain their situation or reason why they took down the website.

- SwissCash will liquidate AFC on October 2007 but they broke their own promises, as until now there's still no news about it.

- The worse part is, SwissCash never gave any explanation why they don't fulfill their promise.

- Swiss Cash stopped to pay their members (worldwide, not just the above countries investors) since October 2007. Once again, there's no explanation why they stopped the payment.

Actually those facts really make me wonder, why SwissCash is still a hot topic on several hyip forums. SwissCash never make any communications with their members since several months ago, but why people still talk about them?

It's probably due to those members talk and read from several forums and blogs that actually are just rumors, opinions, and assumptions, or whatever you want to call it. There's no real SwissCash news and information update that are coming from SwissCash admin.

I read about SwissCash will be back on Jan 5th 2008 but, once again, they never come back. I heard later that the SwissCash server is crashed and they will fix it soon and they 'promise' will be back again on March 8th. I don't know whether it's just rumor, but I'm not sure they will be back on that date.

Once again, I'm sorry to all SwissCash members who lost their money here, but I suggest you to move on with other hyip programs, in case you wtill want to continue playing this game. If SwissCash back, that's will be great. If SwissCash pay your money back, that's will be great news to all of us. But don't put a big hope on this, thread it as a bonus (if SwissCash really come back and pay again).

Just move on and accept it's a part of the hyip game, where you can win some and you can lose some. Good luck to all of you and have a nice profits.

GoldenPurse Hyip

2008-01-25T07:45:00.001-08:00

No, it's not a GoldenPurse review nor a GoldenPurse scam post, sorry. :)

OK, I'll give a short overview about current situation of GoldenPurse hyip program. GoldenPurse is still paying their members, at least until today. GoldenPurse has thousands of happy members around the globe with a good record of payment. And they have been online for more then 7 months, sorry I can't give you their exact lifetime. Hey... it's not a review post, right? :D

OK, if you really want to know about it, you can go to any big hyip forums, let's say talkgold, and search for GoldenPurse. See when the thread was created. Usually it won't be too long from that date. Cross check it with the monitor sites, see when GoldenPurse was listed on those monitors. Usually it would say something like Monitored for xxx days. Use the longest days monitored.

OK, back on topic (what topic anyway?). I write this post as a respond to what currently is going on with GoldenPurse thread on talkgold hyip forum. If you visit the thread and go directly to the latest pages you will see that this thread faces the similar situation with Minvestment thread.

There are several "anti hyip" posters who likely try to ruin GoldenPurse investment program to stop this kind of ponzi scheme hyip robbing more money from new hyip investors. At least that's what they usually said on their post. Actually it's good to warn new hyip investors not to think that hyip programs are real investment program.

On this stage I have to agree with them. I don't trust any hyip program as a real investment program, no matter how good and stable their past performances. Hyip is just a game, that's what I believe. I should thread all hyip programs as a game. And they will end sometime in the future.

So it's good to warn new unexperienced hyip players not to think and thread GoldenPurse as a real investment program. OK, I'm sure some of you will not agree with me about it. Never mind, believe what you want. For me, it's just a game where you can win or lose some of your money.

On the other hand I must say that I don't like to see people try to ruin a paying hyip program like GoldenPurse. While it's acceptable to warn newbies, it's not right to ruin a hyip program where there are so many people put big amount of money on that program.

If you really want to warn new investors just shoot your opinion and warning, create your own thread or even create a website or blog like this, and shoot whatever it is in your mind. No need to ruin a paying hyip program and risk even more money invested by their members.

Every hyip program will come to an end sometime. And every hyip investors know about it. They enter the game with a hope that they can win some money before the game is over. Yes, its that simple. So, there's no need to ruin a paying hyip program to bring them close the door. Just let the game flows naturally, they will close their own door in the future anyway.

My opinion is, every hyip investors are responsible to their own money, where they want to put or invest (risk) their money. It's their money not yours not mine, and it's their decision so it's their responsibility, not yours not mine.

A good hyip investors will take some investigation, proper due diligence (whatever it means) on certain hyip program they want to invest their money. If they invest it and lose it, that's their choice, their decision. No need to cry no need to sorry. It's just part of the game on this hyip business. Just move on with other hyip programs and hope you can win.

OK, it seems that I'm a bit lost here (and I use too many "OK" too), lol. However I hope you can understand what I want to say. Good luck with your investment.

Oh yes, once again, GoldenPurse is paying (until this post is written) but no one knows when will they scam, when will GoldenPurse fraud their members. So, invest your money wisely.

Polexinvest Hyip Down

2008-01-24T20:43:00.001-08:00

Update: I can access the Polex-Invest website now. Nice.
I don't know and I'm not sure what is going on with polex-invest website, but today I can't access their website. I've tried to access polex-invest.com from different 3 IP address in case their security feature (if there is) blocks my IP address but I got similar result. I also can't resolve the polex-invest.com dns. It seems that their website is down.

If I'm not wrong this is not the first time polexinvest down. Their website was down too on January 18th due to a heavy ddos attack. It seems that their website can be accessed yesterday and even some people still received their payments yesterday.

I's probably just anoher ddos attack or other server problem. Whatever it is I hope polex-invest hyip admin can solve the server problem anytime soon. Of course we can't just judge polex-invest scam from this downtime, it's too early to judge polex-invest fraud their members IMO. Let's just hope for he best and the polex-invest admin will solve the problem soon. Or at least they can give their members an update about it.

Let's just wait and see and hope for the best.

Update on Invest4FastProfit Hyip

2008-01-24T05:15:00.001-08:00

Until today the invest4fastprofit website is still down due to the ddos attacks. Fortunately the admin keep updating their members the current situation of their hyip program. Here I post the latest update from invest4fastprofit admin I read on talkgold forum. You can read the whole thread here. Go to the latest pages for current news and discussion about this hyip program.

I post the invest4fastprofit admin latet update here just to give an information to all this blog visitors who might search the latest information about I4FP hyip. I'm not affiliated to I4FP hyip program.

Here is the news:

Dear customers,

THIS IS AN OFFICIAL ANNOUNCEMENT (Mr. Van Rulo, the Head Coordinator of I4FP Staff)!

After long discussions we've decided to keep the I4FP web-site. As you know I4FP web-site is under DDoS attack again. This attack is more powerful in compare with last attack. It's a fact. Our Tech Admin (Mr. Rob Shnider) spoke with several companies regarding DDoS protection which can protect us. We've considered many offers. So, good protection for our web-site will costs from three thousand dollars per month. To stop the powerful attack we'll must to upgrade to next protection level for additional payments. The companies can't provide 100% of guarantee for protection. I mean, what if you see the low costs protection offers don't think what this is a good solution, because it's good only for small attacks only.

In this situation the easy decision to close the I4FP. But! A lot of members are supports us and we can't do it. Also if we decided to start the refund process we must to close I4FP. You must understand what we can't refund 100% to every member. It's a fact. You must understand, we not sure what attack will can't start again within several hours after I4FP web-site will be available again.

Finally we've decided to froze the I4FP project (not close) at least for several week (maybe one month). We backuped all web-site data. All your accounts and deposits are saved. We plan to start a new project in near future with good DDoS protection solution. So, every member can migrate to a new project in future. The migration rule will be UNIQUE for every members depending on deposits history.

Please, send this message to your referrals or friends. Our Tech Admin will continue support this thread until new project will start.

READ THIS MESSAGE CAREFULLY BEFORE POST ANY REPLYES!

Regards,
Mr. Van Rulo, the Head Coordinator & I4FP Staff

I can't give any comments related to the news. Just want to say my best wishes to all invest4fastprofit members and good luck too to I4FP admin with the new project.

Minvestment Down

2008-01-23T08:24:00.001-08:00

Latest Update: I can access the minvestment website now. Congrats to minvestment admin for the good job, and congrats to all minvestment members too.

Today araounf 04.00 GMT the minvestment site down. I still can access the site few hours before without any problems but now minvestment.com can not be accessed. I go to minvestment thread on talkgold forum and see that all members are facing the similar problem. Can not access the minvestment site with Bad gateway error message.

Surely the thread is growing very fast filled with all the negative and positive posts. All with their own opinion, hate, and hope. The naysayers keep pumping their minvestment scam minvestment fraud posts while all minvestment investors still have some trust and a good hope that minvestment will comeback soon.

I don't know what the real problem with minvestment site, probably it's just another ddos attacks from their competitors just like what invest4fastprofit.com is facing now. For me the real problem is there is still no information or update from the minvestment admin (until this post is written). I hope everything is OK with minvestment hyip program, and while they are solving the problems they can at least give all members an update with their current problem. Whether it's trough email or trough any hyip forums.

Let's just hope for the best and good luck to all minvestment members.

Update: I see it from talkgold forum, someone reported can access the site and login to his minvestment account from this URL: http://209.249.221.28// It seems the real IP address of minvestment website, but I'm not sure about that. Becareful though. I suggest you not to login to your account trough that url since it probably fake/pissing just to steal your minvestment account details.

Invest4fastprofit Hyip Down

2008-01-22T23:11:00.001-08:00

Latest update can be found here.
During these last days invest4fastprofit.com website can not be accessed due to server problem. The invest4fastprofit hyip admin said it was due to ddos attacks. It is really a bad news for all invest4fastprofit members since this program has been around for a while with a very good performance and timely payment.

On talkgold hyip forum the admin stated that they have contacted their hosting administrator to take care the problem, however as soon as the site back up the ddos attacks started again. You can read all the story from this thread, look at the last pages to see the current news.

I don't know whether the ddos attack is real or it just an excuse for I4FP hyip admin to finally shut their program completely. Sure, if this is real, I hope they can solve the problem soon and continue the program right away. Being down for several days will surely decrease the investors trust that will lead to the program collapse.

However we already knew in the past there are so many hyip programs closed their program with ddos attacks as their excuse. I don't want to say and see invest4fastprofit scam, at least for now. The I4FP admin is still giving their members some news update related to the latest invest4fastprofit progress.

Some people give a good suggestion, change the domain program to a new domain and just tell the old members the new site URL. It's probably can solve the problem for short time, however on the long run it will damage the program funds since there will be no new investors coming.

Another good option is hiring anti ddos protection just like blockdos, however it's not a cheap option to be honest. It could be cost them thousands dollars start up and and another thousands monthly.

Whatever it is, I really hope invest4fastprofit hyip program will be back again soon and start to continue their excellent performance. Good luck to invest4fastprofit admin and members. Let's just hope for the best.

Exptraders is back online

2008-01-21T20:24:00.001-08:00

Finally I can access the exptraders website this morning. Some of exptrader members on several hyip forums also reported that they can now access the site normally. I'm really glad to see this hyip program back online again. They are on a very excellent performance so far and with their growing members and realizing their investment plans I'm sure this time is their great momentum to grow even bigger.

Problems may happen anytime for every hyip programs. It could be server problems, ddos attacks, delayed payment, blocked accounts on their payment accounts, etc. Those are just the parts of the game of hyip investment we have to face and accept. However, how the program admin handle the problems can be a good sign how capable he is on running his business.

Congrats to exptraders hyip admin and congrats too to all exptraders members.

Anyway, I'm still seeing the incoming traffics from the keywords related to minvestment hyip program. Minvestment scam, minvestment fraud, minvestment stop paying, minvestment hyip scam, etc. Lol, I don't know why but mostly those keywords are 'negative' as you can see. I hardly found people arrive here with more positive terms like minvestment hyip, minvestment review, or even minvestment paying :D

Probably it's just because my blog doesn't rank for those keywords, but it still make me wonder why people search for those negative keywords for minvestment hyip program while minvestment is still paying their members until today. Yes, minvestment pays, minvestment is paying. At least until today. Just go browse several hyip forums and you will surely find that minvestment is still paying their members.

I'm not a pro or con when it is related to a hyip program. Hey, I'm just a blogger :D . I have to write the real fact about a certain program, whether they are paying or not. Whatever it is, I'm glad for all of the visitors coming here.

To all minvestment hyip investors, I hope minvestment can last longer and good luck with your investment. However as I always say, nothing last forever on this hyip game. Make sure you don't invest your money blindly since there's no guarantee that minvestment will keep paying their members in the future. No matter what you believe. it's just a game. Play wise and you will win the race.

Good luck.

Exptraders Hyip is Down?

2008-01-21T08:39:00.001-08:00

I don't know what happen but currently I can't access the exptraders hyip website at http://www.exptraders.com/. Can you? I go to some hyip forums and some people can't access the site too. However some other people can access it., some of them even still get their payment from exptraders.com.

I tried to access the site using proxy, my own proxy and web based proxy, and still I can't access the site. It's really weird. Even Jeff from goldpoll hyip monitor can't access the site too. he even changed the status of exptraders hyip program on his hyip monitor site.

I hope everything is OK with Exptraders hyip since they have been in a good performances so far. Exptraders is one of the paying hyip program that always pay their investors on time with no problems. I really hope Exptraders will be back to normal again anytime soon.

Or even better, it's just my connection or IP that prevent me to access the site properly, especially since many people reported that they can access the site normally, and even get paid.

When the problem continues, I'm afraid people will start to worry about their investment, and prevent new investors to put their money on Exptraders hyip. Or even worse, people will start to shout that Exptraders scam.

Exptraders, just like other hyip programs out there, probably will scam or close their investment program in the future, but I hope it is not now. I think they're on their good momentum right now. Sure I can be wrong about it.

Good luck to everyone with Exptraders hyip program. And have a nice earning.

Minvestment Scam

2008-01-18T09:55:00.001-08:00

OK, I got your attention, right?

I don't want to say that minvestment is scam, actually they still pay their members today, just like before. They still in their excellent performance so far.

I've just put a tracker on this blog and find several visitors come to this blog trough google with "minvestment scam" keyword. I don't know what happen since I'm not a member of minvestment hyip program.

I went to talkgold forum to see what happen with minvestment thread over there. And to my surprise, the thread is moving very fast. There are many 'discussions' between the pros and the cons. Regardless the fight, lol, I can say that the thread is moving to a very interesting discussion. If you're new hyip player, I suggest you to read the thread, it will give you a good information what is going on inside this hyip game.

Some people want to give a warning to, especially, new hyip investors not to get too greedy just because the past (and current) excellent performances of minvestment. We all know that hyip a is very risky business, if you want to call it business anyway. You can lose your money if you don't play it carefully.

That's a good warning for new investors, since mostly hyip programs are just based on ponzi scheme, mean they can and will stop paying their members.

On the other hand, savvy hyip investors already know that this is just a game. Just like any other games, whether it involves money or not, we will win some and also will lose some. It's just the part of the game that we have to accept.

That's why I always say not to put money that you can't afford to lose. It's since there's no payment guarantee on this game. The hyip admin can shut the program anytime, along with their members money.

Now, since no one can't predict when will minvestment scam, yes they will sometime in the future, is it save to put our money on this hyip investment program?

To be honest, I don't know and I'm sure no one know (unless the minvestment admin of course). The rules remain the same, if you can't afford to lose your money, don't invest it. If you're a member of minvestment and want to put another investment here, I suggest you to put your profits only, so basically you don't risk your own money.

Good luck with your investment and happy earning. Cheerz.

CobexTrade Scam

2008-01-17T10:57:00.001-08:00

After running for almost a year, cobextrade hyip program finally hit their end. Used to be an excellent paying hyip program with so many satisfied members, currently many people are complaining on several hyip forums stated that they don't get their payment.

When you go to their site, cobextrade.com, you will see a Bad Gateway message. Usually this kind of message is indicating a server problem, however after several day of down time I think it's not about server issue. I think cobextrade admin doesn't have any intention to continue his program. I could be wrong of course.

I think it's the time to forget cobextrade and just move to other hyip programs. It's sad, but on this hyip game you'll win some and you'll lose some. Just accept it and move on. Congrats if you're in profits and sorry if you lose. It's just a part of the game we have to play.

Minvestment Hyip

2008-01-15T19:42:00.001-08:00

Minvestment hyip program was launched on May 2007 and until today keep performing an excellent services. This is one of the most popular hyip program around with thousands of happy investors from around the world.

This hyip investment program offers varies investment plans to their members with daily profits from 1.4% to 2.3% that will be paid every business day excluding on some official holidays.

Advertised on many hyip monitors and hyip forums, with reliable low daily profits minvestment gain their popularity really fast. Especially since they advertised on sticky topic on talkgold forums, one of the biggest hyip and investment forum.

Currently their thread has reached more than 1200 pages, one of the longest thread on that forum.

While minvestment is always keeping their good performance for more then 7 months, the classic questions on hyip industry are remaining the same, until when they will keep paying their members? Is it still save to invest our money on minvestment now? When will minvestment scam?

Yes, as a hyip investors, we are all aware that there's no guarantee on this business. Even the best hyip program will close their program sometime. So this will bring the similar result, just invest your money that you can afford to lose. Yes, even on this excellent hyip program the suggestion will still the same. No one can give you any guarantee that you will make profit here or there.

My intention on this post is to warn people from being greedy just because of the past performance of a certain hyip program. The past history has taught us that even the best hyip program will close the door sometime. So, be carefull and have a nice earning with your current investment.

Good luck

Hyip Program Current Information

2008-01-13T03:48:00.000-08:00

Sorry for the lack of updates on this blog. I've been away from hyip business for several months. I haven't come back yet, though :) I've been lurking for a few times on several hyip forums juust to see what is new on this industry.

It seems that current new hyip programs are still similar with the old hyip programs, probably they are operated by the same old hyip admins, or perhaps you can call it the same scammers? :) You decide it.

I don't see any much progress on this industry, just the same old easy come easy go programs poping up the market trying to get some members to be scammed. I don't want to say that you can't make money with those fast programs. Actually, if you can enter the program faster and leave it quicker before it close the door, you will make fast money.

And no, I'm not talking about those hourly program, that's totally BS. But you still can make money with those 30%daily for 4 days hyip programs. Jusat make sure you enter the program from the first day and leave it afer you make your profits. No need to reinvest on this kind of fast hyip, just move on with new programs.

If you can keep this discipline attitude you'll likely make profits and not lose to much.

There are still several reliable hyip programs offering low daily profits. For example you can see how minvestment hyip has been around for several months with excellent performance. But for sure we will never know when will they close the dorr. It's not about "if", it's about "when". They will surely close the dorr anytime, we just don't know when they will close the program.

Anyway, happy earning with your current investment. One last word, I only want to remind you not to invest money you can't afford to lose. It's just a game that involved money, not a business. You'll win some and you'll lose some.

SwissCash Update

2007-06-22T18:08:00.000-07:00

I am really sorry for this post. I am testing a trick. Go to the link provided if you come to this page since you want to search for swisscash, swisscash update, swisscash hyip, swisscash scam or looking for newest swisscash update. Thanks.

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Swiss Cash - Swisscash.netI reply back saying "I dont want to talk to an agent, i want to talk to the Manager of the Swisscash company, again I represent a big investor company, ... Swisscash!! - Lelong ForumSwisscash!! Fraud Alert ! ... for your information, swisscash actually is quick get rich scheme. KPDN already take action againts them. now their CED ...

Is Swiss Mutual Fund & Swiss Cash a Scam? « Sabahan.comI was reading the readers' letters section in our local newspaper recently where a guy wrote in voicing his concern over the authorities' negative attitude ... SwissCash Updates Geomatika for All19 Sep 2007 ... the latest news about swisscash since 15-september 2007, since when it promised to be a further info about swisscash, according to ...

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Swisscash Phase 1 Update : WITH THE PARTNERSHIP OF ASIA PACIFIC ...Great Info and News about Swisscash, The Most Update at Swisscash Update ... One Step Resource for News,Updates,Entertinment,Re - Blog ToplistSwisscash Update October 2nd 2007-10-02 00:00:00 Hi Readers, As Promised we are trying to get you Geniune Information aboiut Swisscash. ...

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Swisscash Blog Entries // Blog Post Tag Search // BlogCatalogAfter wondering whether SwissCash will be back on September 15th 2007 in my previous post, here i want to post an update of it. Just another neutral posting ... SwissCash Update - Is It Gone? « In Search Of WealthSwissCash Update - Is It Gone? Today marks the 11th day that SwissCash’s website is gone. Speculations have been rampant from both anti and pro SwissCash ...

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How to lose your money on HYIP

2007-06-13T05:53:00.001-07:00

Hyip is a very risky business where you can lose your money anytime. However, to make sure you will lose your money in a fast way with hyip, just follow these several tips. By implementing the tips outlined below, you will surely lose your money on this hyip sphere.

Never diversify your investment
Diversification is only suggested for loser investors. Never ever diversify your investments if you are playing in hyip business. Why put your eggs on many baskets if you can put all your eggs in one basket? This way if the hyip program you join in is fail you will for sure lose all of your money.

Always invest with any amount that you cannot afford to lose
Go borrow some big money to invest in hyip program. Dry your credit cards out over the limit will be a smart step for losing money. Why don’t you just use your food money and housing money as often as possible? If you have children, try not to give them their daily allowance. You can use that money to invest in hyip investment program.

Never do research before joining a Hyip program
You don’t need to waste your time doing proper research on a hyip program you want to join in. As you can see, all those HYIP programs pop out online are look very similar so it will make no different investing in one of them! No need wasting your valuable time on reading hyip forums, doing DD, ask questions to the hyip admin, looking at the hyip payout history. Right, don’t do those steps above - just invest your money!

Only invest in Super High Profit HYIP
Why invest on a low earning reliable hyip program if there are many hyip programs offer high profit such 200-300% daily. It’s your sure way for financial freedom. Let’s just count, 200% daily means, if you invest your $1000 housing money then compound it to grow the profits exponentially you will be a millionaire in no time.

Invest your money in an unknown HYIP program
HYIP programs are private investment by its nature, so it is always a wise decision to invest your money only in hyip that is unknown. It is hyip investment program that do not advertise at all, program that is not listed on any hyip monitors available. By not doing any proper advertisement, that hyip program can save those advertising money for the good of their investment program. Hey, those hyip monitors only eat money that actually can be used to pay their actual members right?

HYIP Admin is a trusted person
Whatever he says, you have to always trust the hyip admin. If he told you that you would be rich in one week, you better trust him! Give him your big $$$$ if he ask you that amount of money to make you rich. Never blame him if the admin says that the program will be closed because of some reasons. You can always show some encouragement to him. Hey, at least he has put his maximum effort and energy to maintain his program.

Invest in a Not Paying Hyip Program
This is the sure way to lose your money in hyip. Invest your money only in a hyip program that has ‘not paying’ status. Right, you don't need other tips above if you want to be a broken hyip investor.

Hyip Tips as Your Investment Guideline

2007-05-20T19:37:00.000-07:00

Hyip investment is a very risky field. You need to arm yourself with a good knowledge before jump on a hyip program. I find a very good hyip tips on a thread at a hyip forum. I will post it the tips here so you can also use it for your investment guideline. I will post the articles un-edited to respect the original author, I will also include the original site link posted along with the article. Article source will be placed under the article. I hope this good tips will be useful for you.

HYIPLand is a very harsh place, and investing in HYIPs is like walkingin a pair of shoes filled with kernels. You have to thread very carefully, oryou'll end up full of painful blisters.Here are a few guidelines that will help you cushion your steps alongthe journey

1. Do your own research before investing in any program. If you can't doyour own Due Diligence, do a thorough review of the DD done by others.

2. Don't get emotionally blinded by any administrator. Always apply thesame cautionary measures even if you believe an administrator is honest.

3. Recover your seed money as early as you can.

4. Do not compound believing that you can amass bucket loads of moneyfrom any given program. It most likely will never happen.

5. Make frequent withdrawals of at least a portion of your profits.Profit in your pocket will always make you a happy camper.

6. Never believe that transparency makes a program so safe as to throwcaution out the window. Even honest people do stupid things. Always beon the alert.

7. Diversify! Diversify! Diversify!., but do it wisely. Do not overextend yourportfolio in only one type of investment.

8. Develop immunity against cheerleaders. Their irrational pompomswirling chants can lure you in just like the songs of the mythicalSirens did.

9. The naysayers are more asserting in their assessment of a program,but do not let them stop you from exploring a program.

10. View everything with a good dose of scepticisms, and a critical mind.If something seems odd, be careful. If your gut feeling is sending you alarmsignals, pay attention to them. It's better to withdraw early from a program,even if everything seems to be going smoothly, than to be left hanging whenthings change abruptly for the worse.

11. Never feel rushed to join any program just because everyone is giving itrave reviews. There'll always be other programs waiting around the corner.

12. Don't keep all your money in, or invest from only one payment processor.They too can collapse at any time.

13. If you're transferring a large sum of money offline, split it among morethan one exchanger. Anything can happen online at anytime, andwithout warning. It's better to get half your money, than none at all.

14. Have fun, and enjoy each ride for as long as it lasts.
__________________
Sylvia
Free Report: "The Science Of Getting Rich Online"
"Good judgement comes from experience, and experience comes from bad judgement"
Sources: Hyip Discussions

Related blog: Best Hyip Investment Program

The Rules That Keep You in the Money

2007-03-17T03:04:00.000-07:00

When searching for HYIP, or high yield interest programs, online you have undoubtedly run across hundreds if not thousands of these programs offering 200% of your investment in 24 hours and other such hype. Honestly, making 200% of your investment in 24 hours is highly unlikely on a regular basis. It might occur once in a while, however no HYIP program can promise a 200% return on every investor’s money every single day. It just does not work that way. Investing in HYIP means you are taking a high risk of losing your money, however there is also a high chance of making money as well. You should know as well that HYIP programs do make money many times, however not those large sums of money that can be compared to winning the lottery.

Remember, that making money with HYIP might be a reality, however if you want to make money more often than you lose it then you need to make the following rules part of your strategy and never forget them. If you forget them then you will more than likely begin losing more than you make. These rules are tried and tested and true HYIP investors who are serious about making money follow these rules. If you are serious about making money with HYIP you will follow these rules as well.

The Rules of a Good HYIP Investor

First of all, as you begin making money with your HYIP investment you do want to withdraw some of the money as you go along so you can enjoy your profits and not have so much to lose if that does occur. Too many people get greedy and keep all of their money in their HYIP account watching it grow just to see it all be washed away. You will make money with HYIP, but you will also lose, so take out some of your profits as you go along.
Study, Then Invest

Once you have studied the market and know how it works you should go ahead and invest. Trying out the “trial” investments seems like a good idea to practice and understand what is going on. However, the “trial” investments can lose you a lot of money because HYIP opportunities are like hot cakes. You get them while they are hot, or pass. So, go ahead and invest the minimum investment and practice that way. A HYIP program should be invested in around 3 months to 2 years of age, so don’t trial too long and miss the opportunity.
Be 90% Conservative

If you really want to be successful with HYIP investing programs then you will invest 90% of your portfolio money in conservative programs and the other 10% you can invest in high risk HYIPs if you want to. Just remember, the higher risk HYIP programs might have a higher return on your money, but they can lose your money pretty fast as well. Going conservative for the long run will result in a steady income.
No Guarantees

Frequently you will come across HYIP programs that promise amazing returns in almost no time at all. Remember, when it comes to HYIPs there is no guarantee whatsoever so let your research and knowledge do the work for you as to which program to invest in. Just because the program says it has a 400% return in 6 hours does not mean you should believe it. Remember, “If it sounds too good to be true, it probably is.”
Seek Out Rated Programs

If you are like most people you receive spam mail each and every day. If you receive a spam mail for a HYIP program delete it as fast as you can and don’t think twice about opening it up. This might get you thinking of joining a HYIP program, but by no means should you ever join a HYIP program that is not rated and ahs not been reviewed by a HYIP review website.
Ask Questions

Before joining an HYIP program you need to make sure you are clear on how the program makes money and that all of your questions are answered. If for some reason customer support cannot answer your questions in a satisfactory way then this is a HYIP that should be avoided at all costs. On the other hand, if questions are answered thoroughly and quickly then you might consider it.

Diversify, Diversify, Diversify

To make money in HYIP you want to have a portfolio that is as diversified as possible. That means having some small percentage of high risk HYIP investments, plenty of conservative HYIP investments, and an array of medium risk. You don’t want to risk all you have on just one investment program, so diversify and you will reduce your overall risk and increase your overall earnings.

These are just a few of the rules the HYIP professionals use to make money time and again. In fact, these rules if always followed will allow you to make money more often than you lose it and that is what HYIP investments are all about.

Sources

Tips For Winning & Beating Hyips

2007-03-08T18:03:00.000-08:00

So, you're here to get some tips.

Let me tell you something, when you play/invest in a hyip, you're going against a potiential scammer. Note the word "potiential".

You can't read the mind of the potiential scammer but you know sooner or later it will scam you.

There are several ways to win big on a hyip that is getting hot.
There are different percentages of how much you can actually win. Fast ones are from 120-150% daily.

The most important thing you need in investing in hyips is

COMMON SENSE!

I believe everyone has this.

Sometimes its more of a psychological game. You can choose to do something when you invest in a hyip or you can choose to sit back and see what fate has instore for you.

For the noobs:
1) Whois the site, go to http://www.whois.ws and key in the site.
2) Always invite the owner/admin of the hyip site to a forum (MMG) for example.
3) Don't trust anyone ever, even posters in forum.
4) You need to loose some money sometimes to learn your lessons. Just start with $1 or two if you feel not confident.
5) Try to invest on paper only and not in the real thing. Check with the sites you are interested in and always check at forums on payment status. By writing on paper only, you can check whether you win or loose without investing at all.

For the veterans/experienced:

1) Use others money to play. Promote your referral links. *GO FISHING FOR BIG INVESTORS*
2) Put your sites on rotation *autosurf, free credits*
3) Post in forum, build your reputation.
4) You can choose to diversify or focus.
5) Hit it big(invest alot if confident and maybe have a chat) with the admin.
6) Always be notified if there is any issue regarding payment.
7) Go against the admin if you'd rather save your $$$ than your reputation.
8) Some admins love to delay payouts so threaten the admin at all cost to get your money back.
9) Always invest what you can afford to loose. Hit & Run tactic always work.
10) By step 10, you'd probably be interested in setting up your own hyip but choice is up to you. You need some necessary talents. How you live will be up to you but don't always think evil will prevail.

Success done by scamming is nothing to boast about. If they are too many scammers, there won't be anymore players in it.

Tips:
Timing is important, when you invest, what you do to promote your hyip, & leveraging and minimizing your risk by using others' money to play or referal commissions.

Investment plan is important. There are different style on how people play their hyip.
Any comment, correction or suggestion, kindly post in here. Thanks.

I typed this out in less than 15 minutes so pardon me if there's any error. What i advise you is not an ALL WIN STRATEGY.
I personally advise playing in hyip that has real statistics and join in a hot hyip.

We all know most hyips are PONZI SCHEME which relies on fresh money into the program in order to pay out early birds.

Being early bird in a hyip, doesn't necessarily make you a winner.

Hope by sharing some of these tips, you can beat POTIENTIAL SCAMMERS

Resources

10 Tips to Protect Yourself From Charity Scams

2007-03-08T17:56:00.000-08:00

Charity scammers are very clever -- they know exactly what heartstrings to tug and how to make you think the scam is real.Here are 10 tips to help spot charity scams:

1. Ask for the name, address, and phone number of the charity -- and whether or not it is registered. If the presenters claim that it is registered, get a registration number.

Fake charity scammers often set up quasi-legitimate agencies so that, at first glance, they look real; they may also name themselves something similar to other legitimate charities.They may even carry 'ID' in the name of the charity, complete with a logo.The Better Business Bureau Wise Giving Alliance offers information about national charities; you can call 703-276-0100 or go to their website: http://www.give.orgIf you're trying to figure out whether or not some particular charity is worthy of support, check out this section of the site:http://www.give.org/reports/index.asp They publish their standards for rating charities, and then rate over 600 different charities using these standards.

2. Be especially cautious about getting a charity donation request by email. Most legitimate charities don't use email for their solicitations. (Some legitimate charities will email people who have donated before -- but never respond to requests where you've never donated.) Remember our motto: if it's spam, it's a scam.

3. Verify with the office of the charity that there is indeed a campaign going on, or that they've authorized the charity drive that you're being invited to contribute to.

4. Be especially wary about charities that claim to be raising funds for the local police or firefighters. Check with them first!

5. Ask what percentage of your donation goes directly to the cause. Legitimate charities will have ready answers because they are used to the question. :-)

6. Don't ever donate cash if you can help it. Write a check to the charity -- not to the person standing in front of you. This also helps you document the donation for your records and for your tax return.

7. Get a receipt with the name of the charity on it.

8. Don't give in to pressure or 'guilt trips' about 'suggested donations' or 'requested minimum contributions.' Once you've determined that the charity is legitimate and you've decided you want to contribute, simply give what you can and want to give -- it will be appreciated.

9. Be wary of every opportunity that presents itself -- especially when it presents itself in the wake of some big disaster that gets lots of media attention.

10. The best way we know of to avoid charity scams is to decide IN ADVANCE (while you're doing your annual or monthly budget)which charities you'll support and CONTACT THEM. Then you can gracefully turn anyone else down who comes your way with hat in hand.

Resources

Troybank. Are they legitimate or just another scam HYIP?

2007-01-11T23:34:00.000-08:00

A real exellent post/thread I found on one big HYIP Forum, Talkgold.com regarded to well known populer HYIP Program called TroyBank.
Here is the post, I hope you can benefit from it. Thanks to Daze for sharing this info to us.

As company named Troybank [www.troybank.com] has done a lot of advertising lately and new members have flown in, I myself checked out the professional looking website. As soon as I saw the main page, I realized it was based on a scam.

At the moment, TB has listed several offices throughout the world(e.g Nigeria, Ivory Coast etc.) When I checked them out, the only office stated on their website, was located in Estonia, the country I live in. Even the address (Parnu mnt which stands for Parnu road) was given. Now, I can assure you with 100% of confidence that such company does not exist in Estonia, and therefore, looking TB from Ivory Coast would be an absurd endeavor as well. Of course, inquiries have been done to Estonian officials and they have confirmed that such company as "Troybank" or "Troy" or something similar doesn't exist.

The information above isn't actually anything new, as warnings have been posted in big forums such as Talkgold and Moneymakergroup . Strange, though, that the most common responses to those posts, are "I don't care, as long as they are paying, it's ok" or "this company has been paying long and it's reliable" It's also hard to tell whether these cheerleaders are protecting their money or are they really so blind.

The reason and point of this post is actually getting you to realize how easy it is to get people to fall for a scam scheme. You just need a decent start capital, a professional looking website and a daily paying system. These programs are just traps waiting to close, especially for vulnerable single mothers or unemployed folks. Again, HYIPS (High Yield Investment Programs) are very risky. I urge people to use their mind, knowledge and common sense when investing into these programs, not emotions that are often stronger.

Tags:
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HYIP Forum. Don't just Believe on What You Read

2007-01-08T10:14:00.000-08:00

An interesting thread on talkgold forum related to many psots that don't tell the truth on many HYIP programs performance.
Here is the thread:

I find it hard to believe what I read in most forum these days. Not many postings that you read tell you the truth. This is particulary true in forum on HYIP. Someone will start the topic to create interest and another will belie to show full support. Then followed by the gang (from Holywood) to cheer lead to make it look real. This will lure the innocent and newbie into the trap.

How many of those who claimed to have received payment will show documentary evidence to substantiate their claim? Hardly, simply because there is None. That is their role, to build false hope.

Do these "human" actually exist?

Is there any system set in place to prevent the same person from registration under several identity? High frequency of an act of robbery exist in the internet. They rob you of your money and it is difficult for you to identify them and they get away free. This has encouraged Internet Crime to increase and for all you know, committed by the same syndicate over and over again.

I have paid to learn a bitter lesson and a lesson well learnt.
Crime does not pay, the day of reconing will come. Someone up there is keeping a close watch on their activities if the law doesn't. So it is in the best interest of readers not to believe what they had read but to research to find the truth.

Good point by other forum member:

Very true however here are some reasons why a member would lie about his payments.

- The poster gets paid by the hyip admin to give out false information.

- The poster hasn't been paid by the hyip but he knows that it's a ponzi sheme.
If no one invest money into it he will lose all his money, if he find some new victims who want to invest he can be in profit.

- The hyip investor hasn't invest nothing. However he wants to make a big downline and a way to do that is by posting paid. Of course these screenshots are false.

- The hyip admin has several usernames in the forums. So he replies to his own threads i've got paid.

You see when it comes to money people are not always honest

Tags:
hyip, hyip program, hyip forum, hyip monitor

HYIP Forum. Don't just Believe on What You Read

2007-01-08T10:13:00.000-08:00

Before You Join HYIP Site

2006-12-09T09:13:00.000-08:00

While choosing a program you should follow the following rules.

Rule Number 1
Never put all your money into one small program, regardless of how good it looks, or how great you have been told the program is, especially if the only means of communication with them is via anonymous email. These programs if they have a website will usually have a free website from Homestead, Tri-pod, Geo-Cities, etc. This goes for almost all of the frauds, but can also apply to very professional looking websites that give you virtually no contact point information. If you intend to invest a large sum, then you should always make sure that the program in question offers some sort of capital security. In this case, you should also try to arrange a tete-a-tete meeting with the principals. If you have an up line sponsor, ask them if they have this information.

Rule Number 2
Carry out as much due diligence as possible on that particular program. If you are coming in with $1 million, you will be able to satisfy yourself about legitimacy with irrefutable proof, because you will be dealing directly with the principals. Usually an investor with $100,000 can secure a program utilizing a sole signatory account, through an offshore trading structure, and be privy to more info, but this situation is not always the norm. As for the rest of you? Forget it.

There are no public registries, no BBB listings, no bankers or brokers who will confirm anything. For the small investor, this business is based on trust and personal relationships: you know me, I know 'A', 'A' knows 'B', who works with manager 'C', who knows the trade facilitator 'D, etc. You can only do the best you can with the information that is available on that program. Do not contact any regulatory authorities to see if any complaints have been made, as this may simply result in an otherwise sound program being shut down. Use the forums that are listed in the appendices to gather as much info as you can and make an educated decision. What you are looking for is impartial advice, which unfortunately is hard to find on the HYIP forums, although the Speculator Pro website is completely impartial, so make good use of it.

Rule Number 3
Once again do not put all your eggs in one basket when it comes to the smaller Internet based HYIP's. You should diversify by placing a portion of your investment capital into many different programs so if one venture goes sour you still have the others intact to produce income. Many small programs will close down. Funding two to three small programs with large amounts is suicide. Focus on the overall plan, not on a program or two, unless you have found a single large program that offers a good return coupled with capital security. Build your smaller program list up to no less then ten, it may take time, but this is the correct way to go about investing in small Internet HYIP's. If you want to achieve a lot of success, get your mind off the investments you are in, and get focused on your plan. Your ultimate goal is to eventually fund 15-20 paying programs, as soon as some pay out you can widen your program list. Concentrate on the plan not the programs.

Rule Number 4
With the smaller programs, you should aim to recoup your seed money from any one venture as soon as possible. Take your seed money back when you reach 2-1 or 3-1. Remain invested with their money and not yours from that point on. Too many small programs start out fine, we get comfortable with them and start putting extra money in before the returns from the last cycle come back, and then they fail. Do not reinvest more money before you have been paid back, no matter how long it takes. A good rule to follow is to take your original capital back as soon as possible and only keep reinvesting half of the payout proceeds on each cycle.

Rule Number 5
Do not let large amounts accumulate in small programs; take smaller profits often. Even from the most stable smaller programs, take funds back often. Taking small amounts of profit along the way versus letting a larger amount accumulate before a program goes sour will allow you to see a profit instead of missing out on what you thought you had.

Rule Number 6
Do not jump into new programs right away. Truth is many programs never make it through launch. Why would you waste your time promoting a program that had a month or two to go before you could ever sign someone up for it, assuming of course that the program even remains on schedule.

If it is good this week, it will be good next week or three months from now. Let the program establish a payout history with good customer service before investing money with them. With some exceptions, we do not join new programs right off the bat. If they are still around in another month and everyone who is participating is happy with the program, then it's time to take another look at it.

Rule Number 7
Do not jump the gun and start screaming swindle if a program experiences some problems early on. Allow some time for the administrative end to catch up with the trading and sign-ups, as enrolments escalate. Most programs with small administrative teams have no concept of how many people can enter a program in the early stages. It does not take long to get in a real pickle admin wise.

Tips for Hyip Investment

2006-10-19T12:00:00.000-07:00

In fact there is no golden rule to invest your money. Hyips come and go every day. Some hyips can last for a few years while others disappear in a few days. But Im sure with these tips you can play the game more safe and get higher roi for your money. But remember always there is no safe investment in the world.

1) Look at the returns and be realistic
When I first invest in hyips I always joined the sites with the greatest returns. It tooks my only a few days to know that these hyips where scams and or ponzi shemes. Im talking about hyips that promise you returns like 50% daily for ten days. These sites are ponzi shemes runned by scammers if you invest in these sites dont be surprised to lose all your money. Refund are impossible.
A few weeks ago there was also a hyip promising 44% profit in only 12 days. There where generating returns by investing in real estate. However it is true that real estate investment can generate high return, but such returns are ridiculous.

2) Are they paying?
If you have read rule 1 I think you will not invest in unrealistic hyips. Yep at these moment there are some great hyips out there. You cant double your money in a week wit them but they are paying for a long time. But before one cent of your own money try to get as much information as you can. Visit discussion forums, blogs, hyip monitors, hyip news websites and so on. If you are seeing that some member dont get paid dont invest your money here.

3) Make a test spend?
All right you have read points 1 and 2 and you have found a hyip that you feel comfortable wit it and you want to spend some money into it. Dont spend hundreds of dollars directly into it. Make a test spend first. Just upgrade with a few dollars. With a test spend you can see if they are paying and if the withdrawal button works correctly.

4) Never spend money that you cant afford to lose it.
I know rule number 4 is a cliché but its still true. Sometimes on forums I read posts like this I have lost 2000$ on hyips x. In fact I wanted to use the money to pay my bills. Also never ask people to lend money, even if its only a few dollars. There is a great chance that you will not earn interest from the hyip and so not been available to give it back and if you do this on forums you will have a very bad reputation.

5) Diversity
Try to diverse your capital into at least ten different programmes. If one of them goes out of business you will have some other resources to earn money. Also dont always invest in hyips that use the same techniques to earn money. For example invest in a hyip that is generating profit by trading forex, another by real estate investement, another that invest in the stock market and yet another that makes money with arbitrage trading.

6) Secure your e-gold Secure your e-gold is an absolutely must.
There are a lot of hackers out there trying to steal your money. And know there are not only hacking big account. Even if you have only a few dollars you are a possible victim. Most hyips forums have a security related forum where you can find I want to refer you to their at this moment. There will be come a detailed article on e-gold security at this block soon.

7) Attention to cheerleaders
Thanks to the internet (and through internet discussion forums) you can reach a lot of target people worldwide spending only a few minutes of your time. Most people in forums are honest people who gives out their experiences and tell them their success stories or mistakes. However there are also people who are only thinking about making money. Even if a programme is not paying they are posting programme x has paid me 50 straight into my e-gold account join this programme today. The reason why they are doing this is always to earn referral commissions or perhaps they are a part of the hyip staff. There are also admins who hires posters to give out positive feedback on their hyips. Therefore always reading the meaning of different peoples and in different forums.

8) Attention
Please pay attention if ....
A hyip is under DDOS (denial of service) attack.The forum of the hyip is not reachableThe admin is no more longer active in public forumsYou receive emails from the staff that there are problems
These signs are the herald that a hyip program is in his scam phase.

More articles on my blog

High Yield Investments. 7 Things To Consider Before You Invest

2006-09-17T13:24:00.000-07:00

There has probably never been a better time to enter the world of investment with countless opportunities today for those seeking those lucrative high yield investments.

However, the world of investment is complex and, while many millions of people benefit from playing the investment game every day, it is certainly not suitable for everybody. So, if you are tempted to get in on the act, here are a few things to think about before you take the plunge.

The availability of capital. Although it is not necessary to have large sums available for investment you are clearly not going to receive any substantial income or grow your capital to any great degree unless you have reasonable funds available for investment. You should also be prepared to tie your capital up for some time. If you are likely to need to get you hands on your money reasonably soon after investing it then you will be better off simply putting it into the bank.

Your level of knowledge. Just how much do you know about the world of investment? If you are going to invest in stocks and shares for example then you need to understand the stock markets in some detail. The fact that you know more than the average man in the street is a starting point but you will need both a breadth and depth of knowledge of your chosen area if you are going to keep your loses to a minimum and maximize your gains.

Risk taking. Although not always the case, in general, the greater the risk the greater the reward. But what is your attitude towards risk? If you are happy to take a risk in order to gain greater reward then you must also be prepared to accept that you could very well loose a substantial part of your investment.

The time you have available. As with many things in life, the secret to success lies in having both knowledge and accurate and up-to-date information. This, in turn, means having time to research your chosen area in depth and to keep abreast of the latest news and developments.

Your current financial position. You should think about investing surplus monies only when those monies are truly surplus to your requirements. Do you, for example, have sufficient money in the bank to cover emergencies? Have you made provision for your family in the event of your death? Are you and your family adequately covered for health care? Have you paid off the mortgage on your house? Before you start to take risks with your money in the world of investment make sure that the financial foundations of your life are in place.

The stage that you’ve reached in your life. For many people it is only when they reach their more mature years that they have the capital available for investment, but is this a good time to enter the world of investment? If you loose your shirt when you are young then it is not the end of the world as you still have plenty of time to get another one. If you loose your shirt in retirement however it may not be quite so easy to replace it.

The outlook for the future. It is one thing to make decision based upon your situation today but what is going to happen in your life in the months and years ahead? Many people find that their needs are considerably reduced as they grow older and they simply do not need a great deal of money to satisfy their needs. But what happens when your children run into difficulty and you want to help them out? Perhaps more to the point, what will happen if you or your partner fall ill and need extensive medical treatment, or even long-term care? Medical bills can very quickly run into thousands every month when you start looking at full-time care.

Investing your money wisely allows you the opportunity to both grow your capital over time as well as providing you an additional source of regular income and there are many excellent high yield investments available today. However, before you enter this particular world, think carefully about whether or not you really want to, and can afford to, play the investment game.

For more information on high yield investments please visit http://PricelessInvestments.com today.

Tags:
Best HYIP, best hyip program, egold, egold hyip, get paid, High Yield Investment Program, HYIP, hyip forum, HYIP Investment, HYIP list, HYIP monitor, hyip program, hyip rating, hyip review, hyip scams, hyip script, Make Money Online, online investment, paid hyip, scam

How To Make Money With High Yield Investment Programs Online

2006-09-06T16:21:00.000-07:00

Many people today online are tired of internet mlm programs where they earn money only by spending their vast energies on recruitment of downlines and trying to sell to other people. High yield investment programs therefore come into the picture to help you make money online. But caveat emptor, these are high risk programs and you need to adopt a sensible money management strategy to prevent yourself from losing your money online.

This article will explore the world of high yield investment programs online and explain how you can make money from them while reducing your risk in this very risky area of money making.

If you do your research online, you will realize that making money with HYIPs is very risky as most of them tend to be PONZI in nature. This means that they take money from the later investors and pay those earlier investors. Some of them may really trade in shares and others in forex but sometimes you never really know what they are doing with your money.

So faced with the high possibility that the HYIP administrators may run off with your money as a fly by night operation it is imperative that you adopt some simple strategies to reduce your investment risk due to one of your HYIP programs closing and running off with your money.

1. Do a simple Google Search on the program

This is the simplest way to evaluate a program. Go to google and then do a search on the program. E.g. if the program is www.abc.com , do a search on “abc” and read all the reviews that you can find on that program. If they tell you that the program is not paying then do not join a sinking ship or you will find your money sailing away with the person running the program never to return.

2. Open 2 accounts in every program

A simple way to reduce your risk is to create two email accounts and two e-gold accounts for the purpose of the following strategy. If you want to invest $200 in that program, take $100 and invest into Account A and allow your principal to compound. Take the other $100 and invest it into Account B and collect the interest paid until you are in profit for both accounts. Then you can adjust the compounding ratio if you want. The reason for this idea is to allow you to compound half of your investment capital completely and to get paid on a continuous basis. The more you get in your e-gold account, the less risk you have.

3. Invest a max of $200 per program

Making money online in the HYIP world involves spreading your risk. I create two accounts per HYIP and invest a max of $100 in each of them. Once you have done that, you can look for a another good HYIP and do the same thing. That way if one program goes down, you will not have lost that much. The returns in HYIPs are very spectacular and even though this area is fraught with so much risk, the returns may justify you constantly monitoring the programs.

4. Always monitor your HYIP investments

Making money with HYIPs involves reading the HYIP forums and seeing if the company is running out of money to pay. Some warning signs in the HYIP world involves the administration informing investors of some new investment program that would bring in more money for them. What these HYIP companies actually want is your money so that once they earn enough, they can take off with your money. Therefore watching the forums would be a good thing. Go to HYIP forums that are not run by the administration of the HYIP program to get independent reviews as some of the forums run by the administration may censor certain threads.

In conclusion, making money online does not necessary have to be confined to the MLM or business opportunity world. You can make money with high yield investment programs provided you have to have a good money management strategy to reduce the risks involved.

Joel Teo is a work at home business owner , the owner of several highly successful money making websites. http://www.MakeThousandsToday.info http://www.InstantBizEmpires.com http://www.GlobalProsperity.info

Tags:
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Introduction to Index Fund Investing

2006-08-13T16:11:00.000-07:00

A mutual fund index is an investment portfolio that matches a target "index" or benchmark. Common indices include Standard and Poor's (S&P) 500, Russell 2000, Wilshire 5000, etc. This investment vehicle is quite possibly the most popular mutual fund option available to investors from individual to institutional investors.

The index is a passively managed fund, meaning that the fund is not actively managed by a person making decisions. The simplicity of replicating a market like the Russell 2000 requires little decision making to pick stocks. In other words, the Russell 2000 index fund would mirror the same 2000 stocks in the Russell 2000.

Although it's commonly preferred by small investors, index funds appeal to a wide array of investors because of their advantages. Most notably, an index such as the S&P 500 has historically out-performed other actively managed portfolios. How's a non-managed fund able to beat wall street professionals? The fund actually has lower expense ratios, which means that the real returns become magnified over the long run. On average, the expense ratio is roughly 1.9% for most non-indexed funds. However, with an index, you'll find the ratio close to 0.1% expenses. This is attributed to the low maintenance involved in managing the portfolio. It takes less time and resources to manage this type of fund.

Moreover, from 1975 to 2000, only 1 out of 5 professional mutual fund managers did better than their comparative index. A fund manager with a wealth of knowledge in stock and bond investments actually performed worse than the market. So the saying goes, "If you can't beat 'em, join 'em".

There are also tax advantages for investors of index funds. Since they simply replicate a benchmark, there are fewer transactions, or fewer turn overs. The costs to sell or buy stocks, bonds or cash reserves are far less than an actively managed portfolio that sells investments much more frequently. This means the investor reports fewer capital gains due to stock sales. Ultimately, lower turnover means fewer costs to the investor.

Diversification is another key advantage. If you examine an index such as the Wilshire 5000, you'll find stocks that fall into so many different categories. As one can examine, the index holds approximately 5000 different stocks that range from small capitalization stocks to giants like General Electric. A fund that holds, say, 100 stocks may be exposed to much more volatility than this Wilshire 5000. As one can see, this fund would provide much more stability.

Despite the many advantages, index funds are not exactly perfect. The biggest criticism is that they perform just like the market. If Dow Jones goes up, then the S&P 500 Index goes up. However, in a dramatic downturn in the market, the same S&P 500 index will go down dramatically. Ultimately, the fund has no chance of beating the stock market; it's simply follows the market movements.

Index funds are a good way for investors to hold and let go of their investments for the long run. They are portfolios with a wide range of stocks or other investment vehicles. They provide, in most cases, diversification for individuals seeking to make their portfolio safer and less volatile. Although index funds do not provide out-performing gains, they do allow an investor to sit back and let the fund take care itself for the long term.

Michael Russell
Your Independent guide to Investing

HYIP Scam Artists Take Revenge on Those Who Expose!

2006-08-10T19:33:00.000-07:00

When I first set up my own money making site, I had been the victim, suffered the loss of cash and wanted to achieve 2 things. Firstly I wanted to make a site that actually worked, made money for others (obviously not objecting to earning a little myself) and would continue to do so. Secondly I craved to be part of something that actually makes investing online safer and easier for others either with my own program or on any HYIP/profit system.

In doing so I stumbled upon a unique area, money making services aimed at providing this safer, easier place, the proceeds of which fund my own members payouts.

During the process, investments are made in HYIP sites, if the program is legitimate and profits, it funds my member payouts, but my real problems have come since I decided to take this to another level. Obviously there are those programs that don't provide the goods, don't deliver or payout, scams. For many this is as frustrating and annoying as it is a loss of money, but for me it was an opportunity to fulfill another goal.

On encountering a scam HYIP, I immediately exposed it, making every effort to close the site and provided evidence to their merchant account provider which when verified usually leads to the closure or blocking of their account. It doesn't necessarily get anyone their cash back, but it does at least prevent further victims of that particular program.

You can trust no-one, and you would expect that the people at the centre of each scam would expect sooner or later to be exposed. But my experience is that this is hitting them hard and they don't like it. So much so that my efforts have resulted in what appears to be a revenge attack on my site in an unusual way. They are sending abusive e-mails using my site's e-mail address!

While most logical people would recognise that a profit site is not going to send abusive mails as a marketing method, there are some who are genuinely offended. Now while trying to promote safety in the financial area, I am having to look after the safety of my own site's integrity. I will not be dissuaded or deterred in my efforts and will continue to use the same approach both in terms of scams and reporting these nuisance mails to the originators Isp. The one thing I have learned from this experience is that if it is resulting in this reaction, it is obviously hitting where it hurts, the scammers pocket.

Billy Middleton is the creator of the Safepay Verified the new poundpyramid system where you earn a FIXED return of £25000 per share which also contains the Pyramads banner promotions system.

Tags:
Best HYIP, best hyip program, egold, egold hyip, get paid, High Yield Investment Program, HYIP, hyip forum, HYIP Investment, HYIP list, HYIP monitor, hyip program, hyip rating, hyip review, hyip scams, hyip script, Make Money Online, online investment, paid hyip, scam

Simple HYIP Investment Reminders

2006-04-21T11:52:00.000-07:00

Before you buy a stock or put money into HYIP (High Yield Investment Program) company or money-making program, you should consider the risk.

Generally, the risk is that you could lose some or all of your money.

However, you can minimize these risks by following these Simple HYIP Investment Reminders.

1: NEVER invest in HYIP with money that would hurt you to lose.

2: NEVER be bothered for having lost money in HYIP.

How? By following reminder no. 1.

If you're bothered for having lost money in HYIP, you haven't followed reminder no.1 and you aren't following reminder no.2.

3: NEVER spend time in HYIP if it would bother you to have wasted your time without earning anything.

4: NEVER be bothered for having wasted time in investing to HYIP without earning.

How? By following reminder no.3.

If you're bothered for having wasted your time and energy in HYIP, you haven't followed reminder no.3 and you aren't following reminder no.4.

5: Get to the "can't-lose" position as soon as possible. Recover your initial investments and put the money back to your pocket.

6: Make the HYIP investment worth your while as soon as possible. Take a portion of your earnings and put the cash in your pocket.

7: While money is still in your HYIP program, whether it's yours or the house's, no matter how much, try never to think of it as cash in your pocket.

You can make plans for spending your earnings, but don't make dreams for spending your earnings for the income that you've not yet cashed out.

8: Don't rely on any one HYIP program to realize your dreams.

9: If you lose, don't waste your time and energy on negative emotions calling HYIP PROGRAMS cheats or saying the HYIP program was a rigged.

It's not likely to get any of your money back.

It's more likely to have a very real negative impact on your health and your dealings with others.

If you lose, LET IT GO. DON'T LET IT BOTHER YOU.

10. Learn How to Cut Your Losses

Generally, if you're in a losing situation, the best strategy is to cut your losses and move on to other better HYIP investment opportunities.

Beware of "throwing good money after bad money."

Samuel Quino is the founder of Mix-ideas.com and Health-Beauty-Money.com. An information rich websites for people in al walks of life. Authors can post their articles for free and get a wide exposure, while webmasters and publishers may extract articles from these websites, provided that all the texts and links will not be altered. Visit these websites at www.mix-ideas.com and www.health-beauty-money.com

Article Source: http://articles.simplysearch4it.com

HYIP Scam List

2006-04-04T20:20:00.000-07:00

I will add a list of scam hyip to this blog. Due to the origin of this risky HYIP business, I will post a new list each week. Use the list as your guide to avoid the HYIP scam.

This HYIP scam list is collected from several HYIP Monitor sites. Thanks.

List date: April 05 2006

Lifecash3000
Oldfund, Inc.
ForexProxy
ProfessionalTradersGroup
3x90club
5 Day Profit.com
InvestFreak
Profits That You Want
MIRACLE-HYIP
FX Profit Club
QQFund4u
dreamhyip
morepercent
VPM networks
2x Egold Doubler
voyager-hyip.BIZ
E-WebInvest.com
Your Hyip Live
Gold-Generation
INVEST-FOR-PROFITS
Enjoycash.net
qlbase
BestBonusHyip
Real life hyip
Golden Bank .Biz
blueprintinvest.com
Maturehyip.com
Lunatic HYIP
AKA hyip
Wonderhyip
Hyipxpert.com
InterInvestments
Profitable4all
GIGteam
Invest&Sunrise
2DaysInvest
European-Hyip
AntiscamHYIP
Stentorian-Hyip
10per14days
Pathbreaker HYIP
AmyBank
OILINV
BusinessInvestmentInc.
HISTORIC HYIP
Nanohyip
texas-hyip
Get200
123iwillbe.com
Leader-HYIP
cavalier-hyip
Mahakam Funds
Samy Hyip
Audi Game
NeweditionHYiP
10DailyRaid
Main-HYIP
XelsGame
Hyip-Trade.com
Best Web Invest
Midnight Funds
Goldminehyip

E-Gold Hacking, How to Prevent It

2006-03-25T19:24:00.000-08:00

In the past thousands of E-gold accounts have been hacked and all funds stolen. One of these E-gold accounts was ours. Luckily we only lost a very very small amount of money. We have spent a few hours researching the issue and have come up with some precautions:

#1 – Never use your E-gold password on any other sites.

#2 – Use the SRK feature while entering your password. This is the little blue circular link next to the password entry box. Click on it and a small keypad will popup in which you can use your mouse to punch in your password. This can prevent Trojan virus’s from gathering info on your password.

#3 – Never download any software from suspicious looking sites. It is possible that it may be a trojan virus waiting to infect your computer.

#4 – E-gold will never email you and ask you to log into your account with a provided link. If you get an e-gold link via email. Do not open it, and whatever you do, don’t go to the site that is provided. Hackers have been sending out various emails that look like they are from E-gold.

#5 – If you own a publicly known site with a publicly known e-gold account, then open another E-gold account in which nobody knows about. Then transfer funds.

#6 – If it’s not a hassle, change your account info so that only your IP address can login to your account. This will almost certainly stop any hackers from infiltrating your E-gold account.

#7 – Run a good anti-virus software that will scan for Trojan virus’s. You may have picked one up wthout knowing it.

#8 – Change your password every couple of weeks. This will prevent hackers from gaining too much info on your password. Also make sure your password is more then just 5 or 6 charactors. Use #’s, letters and symbols. Here are some good anti-virus sites:

Symantec Anti-Virus site:

http://www.symantec.com/avcenter/

CERN Recommendations:

http://security.web.cern.ch/security/Recommendations/Default.htm

windows 95/98 computer security:

http://www.cert.org/tech_tips/win-95-info.html

Stay safe, and protect your Gold!

5 Simple Steps to Earning in HYIPS

2006-03-05T08:57:00.000-08:00

5 Simple Steps to Earning in HYIPS

In the Last two years we have seen many HYIPs come and go, as well as many HYIP investors come and go. Those who jump on the HYIP Bandwagon and quickly throw their money into a program are usually the ones that get out real quick, simply because they lose their money. Those Investors that stay in the arena, earn money, and learn as they earn, are those who take time to analyze the moment, think through their options, and come to an educated conclusion of where, and how much to invest.

Here are 5 steps we feel all investors should follow before investing their first dollar into an HYIP:

1) Thoroughly read all the articles in this blog – This will give you a general understanding of how the market works, strategies for investing, as well as how easy it is to be scammed.

2) Briefly go through the HYIP news archives (over 19 months worth) located at: http://www.talkgold.com/news/newsarticles.html – This will give you a knowledge of the past, which could be a key to the future.

3) Select approximately 10 programs in which you feel are a good investment. Do this by reading HYIP forums, HYIP Rating sites, and HYIP newsletters. Be sure to include a good variety of programs, both known publicly and privately.

4) Eliminate 5 of those 10 programs which you feel are not as safe as the rest. Do this by asking questions in forums, and monitoring programs at rating and monitoring sites.

5) Invest into these 5 remaining programs (not more then you can afford to lose). If the programs have a compounding option, do not use it. What your goal should be is to get out you seed spend ASAP. Meaning you want to get back the money you initially put in as soon as possible. Once this is done, you can do whatever you wish with the funds still in the investment. Compound them, withdrawl them, or let them continue earning you profit. With any profit you earn, be sure to set 50% aside for future investments/re-investments, and 50% aside for yourself to enjoy.

Follow these simple steps and you should be able to walk away a winner.
Tags:
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General HYIP Investment Advice

2006-02-28T17:19:00.000-08:00

Before investing in High Yield Investment Programs there are several aspects to take into consideration. Here’s a list of the most important ones:

· Always get some knowledge about the High Yield Investment industry before making a decision to invest your money in High Yield Investment Programs. A good advice is to read every page of this website before doing anything else. As mentioned before, when done right, High Yield Investments are extremely profitable, but without knowing the industry and which programs to invest in you’ll most likely lose your money. Knowledge is one of the major keys to success in the HYIP arena.

· Think about what your reasons for investing are. Are you looking at it as a solution to your financial problems you shouldn’t even think about it. As mentioned several times on this website, High Yield Investments are risky, and if you’re unlucky enough you could eventually end up without any money at all.

· Always think over your financial situation before taking the step to invest in HYIPs. Never invest more than you could afford to lose.

· Are you a gambler or more careful? Even if High Yield Investing is much like gambling there are options that seem to be safer than other. Decide how big risks you are willing to take.

· If you’ve made the decision to start investing, find a few programs that you believe in, and invest in all of them. Diversifying your investment on several programs will reduce the risks and you won’t lose everything if one program goes out of business.

· Before investing in a specific program, do some research on it. Does the website look professional? Do they provide any contact information? Where are they based? Check this out before making a final decision.

· Always check what the rules are regarding withdrawals before investing in program. Some programs let you withdraw your money whenever you want. Others keep your money locked for months.

· Do some calculation using our high yield investment calculator to find out how long it will take before you’ll get your investment back.

Sometimes High Yield Investment can tend to be very much like gambling. And yes, it is very much about luck and about finding the right programs. However, if you follow the advice given above you’ll dramatically increase the chances of winning the game.

Tags:
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What Are Believable HYIP Returns?

2005-12-23T11:44:00.000-08:00

After this whole Nova-Lights fiasco, our eyes have been opened to what kind of returns are actually possible, and which are not. Is 1.43% a day actually possible to be made in the forex market over a long period of time? Our answer to this is no.

If you run a quick search on google for forex traders, and returns, you would see that the top traders usually earn between 5-20% per month. They also have months in which there are losses. At a rate of 1.43% compounded per month which Nova-lights paid, a trader would need returns of atleast 153% per month.

Sure I guess its possible to have a great month, but to think that traders could constantly show these gains month after month for nearly 2 years, is just insane. Even the top traders in the world would not be able to put up such earnings, and if they were, why the heck would they be trading with other peoples money? It is clear to us that William of Nova-lights had been telling lies to us investors for years.

Now you may ask, "what kind of returns should I be looking for?" It's really tough to say. Anything offering over 1% a day is without a doubt either engaging in some other type of investing that is extremely risky, a partial ponzi that will fail once new deposits slow, or an outright scam. We will have further articles about the whole Nova-Lights situation along with information on what made them so believable to investors in our upcoming weekly newsletters. For now, stay safe, and don't invest anything you can't afford to lose. Its a gamble.

Source: TalkGold.com

The Rough Terrain Of The HYIP Arena

2005-12-22T12:43:00.000-08:00

As we all know, most Internet HYIPs last no longer then a few months. The few programs which last longer are the ones who have a plan for longevity, and stability. Approximately one out of every 13 programs last as long as 3-4 months, however only about 1 out of 250 Programs last 1 year or more.

Why such a huge dropoff? Well, partially to blame are the admins of these programs. After 3-4 months most administrators get tired of the work that goes into running a large scale HYIP. They may simply quit, taking a huge sum of money for their work, or they may stop caring, and start putting members funds into poor performing investments. Another reason for such a difference in the number of programs which last 3-4 months and the ones that last a year could be the fact that in order to last 1 year the program either has to have several backup plans, or be extremely lucky.

The number of problems that an admin can run into are astounding. Hacking of egold accounts, hacking of site scripts, spamming by jealous individuals and members, investment failures, etc. You name it, it's a potential problem. Admins often get sick and tired of all the hassle that goes into trying to avoid such problems. They often just give up, the honest ones, refunding members what they can, and the dis-honest admins running off with sometimes as much as a couple million dollars.

If you as an investor can learn to pick out the programs which will last 1 year (as said before, only 1 in about 250 programs), you will become extremely wealthy. The problem is, of course that the HYIP arena is more like a casino. Place your chips on the #, in this case the HYIP that you feel will come up a winner. Some tips that we can give you to help you in your HYIP selection strategy are the following:

- Do as much DD (Data Demand) as you can on the program. Try to find the admins address and a phone number. Call the admin and ask him about his previous HYIP experiences. Check the address given to make sure its an actual address.

- Use forums and rating boards such as http://www.Talkgold.com, http://www.Gold-hosting.com and http://www.Goldrater.com to see what others have to say about a program.

- If it looks too good to be true, then it usually is. Try to keep with programs offering less than: 1% per day, 8% per week, and 30% per month. If the payous are much higher then these #'s, then the program is a ponzi 99% of the time.

- Look for good communication by the admins. Phone #'s, email addresses, forums, etc in which you can communicate with the admin and get a response withing a few hours.

- Lastly, go with your gut feelings. If you think it seems suspicious, it probably is. You should always make the final choice.

Author:
HYIPMailer.com

HYIP: Professional Investment Strategies

2005-12-21T04:18:00.000-08:00

As investors get more and more experience in the risky yet lucrative HYIP arena, they start developing their own investment strategies which enable them to succeed and keep deriving profits instead of losing their hard-earned money. While there can hardly be any universal strategy for all cases, there are certainly quite a few patterns to be followed.

First of all, one has to determine the type of program he or she is dealing with, and act in correspondence to its nature. The vast majority of HYIP are no more than mere pyramid schemes, where old members are being paid their interest from the deposits of new investors. Unless the program you are considering is a real business, here are the factors you should build your investment strategy upon:

Frequency of payouts. Check out whether your interest payouts are to be made on a daily, weekly, or monthly basis. Ironically, you’ve got a way off better chance if they are made daily – with every day of the program’s existence, your chances to be in profit with it increase. It is a common misconception that if a program is paying monthly, it is more stable and be involved in some actual trading. In fact the only factor of stability for most HYIP is the influx of new funds into the program: as long as the money keeps coming in, the interest is being paid, but once this stream exhausts, the program closes and you are not likely to see neither any further interest payouts nor the money you have deposited.

Interest rates. Quite many people let their greed take over them and jump onto programs offering untold returns. Very soon they find themselves cheated: as a rule, such programs do not last for more than a week. It is a common opinion that anything offering over 2% a day will not be around for long and is to “go south” within the matter of days. Furthermore, even those programs offering less or exactly 2% on a daily basis are pyramid scams by vast majority, which, however, can last up to a year. Another aspect is the interest rate being either fixed or variable. Our past experience shows that those programs offering variable interest rates are more likely to be involved in some actual trading than the ones with fixed rates – real brokers can always determine an approximate percentage of the profits they can generate – however, it differs every day, and none of them can say for sure how much money exactly he will make on a particular date.

Age of a program. Most HYIP programs state in their disclaimers that “past performance is never a guarantee of successful future performance”. Normally, such a notice is a clear sign of a program being a ponzi, attempting to avoid liability for its upcoming closure. In contrast to the public opinion, our experience indicates that investors are more likely to profit from new HYIP than from those which have been around for quite a while, since the influx of funds into new programs is much higher than the one of the old ones.

Program status. It is quite apparent that private programs, which do not rely on the number of new members and their deposits, are much safer in comparison with public investment opportunities, open to anyone. Nonetheless, many programs are attempting to fake their “private” status. For instance, if you see someone posting about a “top-secret private investment opportunity” on a public message board, do not trust this person – it is most likely a scammer trying to pull some money out of you by luring you into his fake “private” program. Alternatively, do not trust e-mails or private messages containing information of this sort, which have been sent to you by strangers.

Internal accounts. Some programs offer their clients internal accounts on their websites where you have to submit a withdrawal request for the money to be sent to your e-currency account. Others make direct payouts to E-gold or IntGold, with no system of internal accounts being implemented. The second option appears to be better than the first one, since it enables you to see whether a particular program is really paying you or just calculating bogus interest on your internal account on its website.

Minimum and maximum. Numerous HYIP have their minimums set up to as low as $1. Always ask yourself: what can a program do with this kind of money on stock or currency markets? Even if it had thousands of investors, the costs of accounting all these deposits would not be justified by the profit generated from them. Programs involved in some real business do not accept deposits which are less than $50 (at least). As for the maximum, we do not recommend you to invest large amounts of money with any HYIP programs – no matter how promising they look. A hundred bucks per program will be more than enough in most cases.

Considering an HYIP program of any sort, you should always perceive it as a potential scam, unless you have a solid proof of the opposite. Being cautious will provide you with a good sense of HYIP arena and enable you to benefit from HYIP instead of HYIP benefiting from you. Prior to making a deposit, you should clearly realize what you’re doing and be aware of all possible risks involved.

How We All Should View HYIPS

2005-12-20T04:35:00.000-08:00

HYIPs can be extremely profitable with a good strategy, plenty of experience, and the ability to sense when to quit. Unlike Most traditional investments HYIPs are riskier, and most of the time run by dishonest people.

We have come to a sensible conclusion that in order to profit with HYIPs, one must not view them in the same light as a tradition investment. Unlike Stocks, Bonds, hedge funds and forex trading, HYIPs can collapse at anytime leaving you with nothing. You don't have time to cut your losses and move onto a surer investment. Once the program closes, every penny you have in that program is most likely gone for good.

HYIPs must be viewed in a separate arena then any other investment opportunity. High Yield investing is closer to gambling on the Vegas Strip then it is to investing on Wallstreet. If you view it this way, then you will be fine. Treating HYIPs as a tradition investment opportunity will only get you into trouble. Sure , go ahead and invest your retirement fund in Bonds, Blue chip stocks, and hedgefunds, but don't you dare even think about testing your luck with your nestegg in the HYIP arena. No matter how secure you think the program is, and no matter what others say about the program, it is an absolute no-no to invest any money you can't afford to lose, into HYIPs.

Over the last week, one particular program had caught our eye. Members were considering placing funds from their Roth IRA's into this program. The program pays upwards of 2% per day, but members feel it is secure since many of them had met with the admin in the past. Whether an administrator is honest or not, any program paying anything close to 2% per day is extremely risky no matter what kind of bells and whistle the admin throws into the equation.

Remember, stay smart, and if it seems too good to be true it's probably a ponzi or an extremely risky venture.

Source: Talkgold.com

HYIP Play It Save!!

2005-12-19T09:28:00.000-08:00

So, you have money and you want to invest in HYIP. It’s a pretty good thinking. HYIP is really rocking at this moment but and this is a very big BUT. Do you know how to play in the big league? If no then there is every probability that you would burn your fingers. Investment is a matter of risk and you should not be lured into thinking that nothing can go wrong. Things do go wrong if you are not careful.

The best strategy with investing in any HYIP is to take your initial investment out as soon as possible. Yes, go on re-investing with the profits made from that particular program. You can also invest just half of your profits while keeping the half with you. So, you would be making profits while continuing with the investments.

Now, if you are thinking why such precautions when you know that your program has been a steady performer for the last one year. Well, well. Just hold on. The fact is that most of these programs actually have posted on their sites that past performances are no guarantee for future performances. And you should take a cue from them. This is very true. Past performance can never be the guarantee for future performances. There are hordes of unpaid investors to prove this point.

There are some programs that pay you returns in their internal accounts. It would be the safest and the most intelligent thing to withdraw your money as frequently as possible and to never let it accumulate. In addition to that when it comes to choosing between compounding and non-compounding options, most of the experts are of the opinion that a non-compounding one would be a lot safer and saner.

Yes, you may find that the returns won’t be up to the expectations but remember your Sunday school classes. Greed is not good. Similarly, if you have found a new program that seems very good, don’t take the plunge outright. Be patient. Wait for a while. Examine whether the program actually delivers or are the claims hollow. Most of the programs which are there to scam its investors don’t last for a few months. So, wait for a few months and see for yourself the genuineness of the programs.

You can do one more thing. Just examine their website. If you find that the script is professional with good security features, it would mean that they actually mean business and most probably they are not there for a short term. Contrary to that, if the script is just standard with no specific security features, in most probability the owners would run away with your money. You should also avoid investing in programs offering very high returns.

If you find that the program is offering you very high referral commission that is the commission that is being paid to you to attract new customers. This is the typical sign of the program being a pyramid or ponzi scheme and the smartest thing that you can do is to keep away from such schemes. And what’s more, you would be the reason for others losing money. So, keep a safe distance from such programs. You can also get a very good idea of such programs by listening to the feedbacks of people who are already associated with that program.

Advice on What Not to Do!

2005-12-18T02:37:00.000-08:00

After the failure of a few programs, and some scares in a few others, it has angered us greatly at the degree of ignorance some HYIP investors have. Recently many individuals have complained to E-Gold.com about certain programs, some which collapsed and some which had only glitches in their systems. Many ignorant HYIP investors often email E-Gold with complaints of scams, ponzi's, and fraudulent sites. What are these people thinking? They should know that any HYIP that they put their money into has a high risk of de-railing eventually.

Remember high Yield also means high risk. If you are going to gamble on any HYIP, you have to realize that not every one will last long enough to make you a profit. Another thing that angers me. Many HYIP's have small down times. Down times of 2-3 days are not uncommon due to server problems, script problems, etc. Many individuals feel it is appropriate to run off and call a program a scam, reporting it to e-gold, after only 2 or 3 days of it being offline.

This is not going to help you a bit. It will only cause E-gold to freeze the main account of the HYIP, which could cause the HYIP to close prematurely.

To sum things up. If you are going to take the risk of investing in an HYIP, then invest your money with the same mindset as if you were playing BlackJack in a casino. If you win, great! If you lose, oh well, it is money you can afford to play with. When a program closes, or has a downtime, quitely take your money and walk away. Complaining to E-Gold will not do anything except throw the whole HYIP market into a tailspin.

Source TalkGold.com

Top 10 HYIP Mistakes

2005-12-17T04:01:00.000-08:00

Hello fellow HYIPer,

Without mistakes we can't learn. And as you'll see, I've learnt a lot!

It goes without saying that you're responsible for your own investments, you shouldn't invest what you can't afford to lose and that this information shouldn't be taken as financial advice...

Now on with the show.

Mistake 1: Spending too much too soon

This is probably the biggest mistake I've made in HYIP land, and the one that taught me the most.

I'd been in HYIPs for around 9 months. Things were going strong, my confidence was growing and one of the programs had just paid out a very nice profit.

In my excitement I invest all of this profit into a single HYIP that I found in the top of one of the rating sites. It's been rated in the top 3 for the last 6 months. Everyone was writing rave reviews about it. It looks and smells like a sure thing, so why waste time making a small spend?

Not even 7 days later and the warnings started to come. By that stage I could see my investment drifting away.

That investment had taken me over 4 months to earn. Within a few hours of receiving it I was able to give it away. That's a pretty good effort eh.

The experience gave me a real good wakeup call. Up to that point I'd been putting large chunks of my investments into individual HYIPs.

That's when I realized what people meant by "test spends"... ahhh. So you spend a little bit, and if they pay you, THEN you spend the rest. What a novel and practical idea.

After gaining more experience with HYIPs I realized that a single test spend isn't enough. Some HYIPs will pay you for small spends, but when it comes to real (larger) spends you won't see a cent of profit.

And you can't rely on rating sites feedback because sometime they get better treatment from HYIP admins!

So now a days I spend a little at a time gradually building my active balance.

Mistake 2: Not testing the withdraw function

Has this ever happened to you: you've invested in an attractive HYIP, your profit is growing day after day, everything is going nicely ... until you decide to withdraw some of your profit.

Either the withdraw function doesn't work at all, or your withdrawal is forever pending.

After I make my initial test spend with any HYIP I do a test withdrawal. I don't invest any more funds until the withdrawal is successful.

Mistake 3: Focusing on individual programs instead of the overall plan

I think everyone (including myself) have their favorite HYIPs. Those HYIPs that pay us regularly and we feel comfortable with.

Maybe their web site color is our favorite color! Or they've worded things in a way that sings for us.

But every time I find myself focusing my spends on one particular HYIP I remember a piece of advice that I once got: "Focus on the overall plan and not on individual HYIPs".

To me this is a fantastic philosophy for managing a HYIP portfolio.

When you think about it, putting our faith in one, two or three individual HYIPs doesn't make any sense given the nature of these businesses.

So taking this philosophy I would much prefer to have 10 programs paying me $100 each to a total of $1000 than having 2 programs paying me $500 each.

It would be even better to have 30 programs paying a little bit each.

Obviously it's a lot harder to find 10-30 solid programs instead of focusing on 2 beloved HYIPs. But to me focusing on the overall picture and building multiple income streams helps me sleep at night.

Mistake 4: Not getting your original spend back quickly

I'm sure you've heard this a number of times before. Always get your seed money back as soon as possible.

Given the fact that most HYIPs tend to fold within 6 months, this does make sense.

Figuring out when to start withdrawing your profit is more of an art than a science.

For example, should I deposit a large amount and start withdrawing straight away? Or deposit a small amount and start withdrawing after one month?

This really depends on how long you think the HYIP is likely to last and how long it takes to get your original spend back.

To date, all HYIPs tend to either slow right down: like one of the original cyclers that has been around for 2 years and now has a 200 day+ cycle time; or they go out of business within 6 months.

Side Note: I believe some HYIPs have good intentions but fail to manage the business side of things correctly so they close shop. I don't believe all HYIPs that disappear are scams.

Given the empirical evidence it's best to plan your strategy based on the worst possible scenario.

A rule of thumb that I've heard thrown about is to withdraw your original investment as soon as possible then from there on keep half the profit and reinvest half.

I believe having a clear monthly plan is key to being successful with HYIPs. At the start of every month I ask myself the following question:

"What If one of my main investments goes under this month... will this be a problem for me?"

Based on the answer I can decide how much I should withdraw, how much I should reinvest and what new HYIPs I should join.

Mistake 5: Getting greedy

Making money with HYIPs isn't really the problem. It's keeping the money in our pocket that becomes difficult.

The temptation to reinvest every single cent to keep our profits growing is so great...

I remember a program that was paying 5% a day for 30 days. Every day I would wake up, check my egold account to find a nice little deposit. A couple of weeks pass and things are looking good, so I reinvested all of my profits. This goes on for about 3 months. By this stage I've grown my investment with this program by reinvesting all the profit. Now I can sit back and reap the rewards.

Unfortunately (you guessed it) the program stopped paying.

Obviously I got a bit greedy and wanted to multiply my profit quickly. As mentioned before a better approach might have been to reinvest half of the profit and take the rest to invest elsewhere.

Mistake 6: Doing what everyone else is doing

It's very interesting to watch some of the rating sites and how their Top Rated programs seem to fall one after the other. Maybe it's because all HYIPs have a limited life-span? or is it because of all the rumours that start floating around once a HYIP gets in the spotlight? Or maybe, too much money coming in is too hard to resist!

I've learnt to mix my program selection with some well known HYIPs and some more obscure (yet established) programs.

My ideal HYIP is one that isn't in the spotlight but has been paying successfully for a while (4 months or more).

Mistake 7: Saving up for one big withdrawal

Some HYIPs seem to struggle when making large payouts. I recall a HYIP that became very popular all of a sudden after being rated high on one of the rating sites. Within 3 weeks a number of large investors had started requesting withdrawals. It quickly became apparent that the admins didn't have the funds available to make the payments.

It's possible that they were scammers who weren't really investing the funds, but it's all possible that they'd invested all the funds and didn't have enough liquid funds to honor the withdrawal requests. Either way rumors flew and things spiraled badly. They were out of business within a couple of weeks.

I find that making small, regular withdrawals is often better for everyone.

Mistake 8: Investing without doing any research

If you're like me, the last thing you want to do when you find a promising HYIP is to do a whole heap of research. I'm usually hitting the spend button before you could say "google"!

But then came that time when I made a deposit only to find out 10 minutes later on one of the hyip discussion sites that they haven't been paying for the last 5 days. Oops!

I mean, seriously, how can these programs stay online even after they've been proven not to be paying! Someone must have forgotten to press the off button on many of these hyip scripts.

So here are a couple of HYIP blacklists to check against before making a new spend:

http://www.hyip-navigator.com/black.php

http://www.stochasticsoccer.com/kakarukeys

It's even better to do a quick search on some of the big hyip forums or even Google.

A few minutes research can make a big difference to the end profit.

Mistake 9: Investing big at the end of the year

Let me take you back to the end of 2004 ... A hand full of solid HYIPs started to come out on top. More and more people invested big into these "safe, established, sure things". Including yours truly.

Things were looking good.

It wasn't until mid December that things started to fall apart, in a big way. One after one these established HYIPs started falling.

It's true that online marketing hits rock bottom around Christmas time. People don't have as much money to throw around. In fact, many people probably start withdrawing their HYIP profits around this time leading to a mini-HYIP-recession as it seems.

This is an established trend that seems to appear online year after year. I know I won't be making any big investments coming into December.

Mistake 10: Not tracking your returns clearly

Six months into HYIPs I realized that I was tracking the wrong things!

I was keeping track of all my individual deposits and withdrawals, which is great. But I didn't have an overall picture of how my portfolio was performing.

I wasn't able to say exactly how much I'd put in, what my portfolio is worth, my overall returns to date and my project returns for the coming month.

After experimenting with a few different Excel spreadsheet designs I realized that for me the key is to keep my tracking sheet very simple so I can see the big picture.

Here are some of the main things that I track for each HYIP:

- Name
- Web Site Address
- Investment (amount invested from egold, etc)
- Worth (what's the current investment worth in this HYIP)
- Earnings (how much I've withdrawn from this HYIP into my own egold account, etc)
- Earning vs Investment ratio (what's my profit/loss)
- Projected profit for next month
- Any comments, interest rate, concerns, etc.

This way I can list all the HYIPs on a single page with a total at the bottom.

By focusing on these high level numbers as opposed to the individual deposits/withdrawals I'm able to see the big picture, where I'm over exposed, where I'm having success and a lot more.

Putting together a suitable spreadsheet makes the daily task of tracking your HYIPs a pleasure.

Summary

So here is a summary of my top mistakes:

Mistake 1: Spending too much too soon
Mistake 2: Not testing the withdraw function
Mistake 3: Focusing on individual programs instead of the overall plan
Mistake 4: Not getting your original spend back quickly
Mistake 5: Getting greedy
Mistake 6: Doing what everyone else is doing
Mistake 7: Saving up for one big withdrawal
Mistake 8: Investing without doing
Mistake 9: Investing big at the end of the year
Mistake 10: Not tracking your returns clearly

At the end of the day, making money with HYIPs is as much an art as it is a science. By setting and following your own rules you can dramatically reduce your risk of losing money and hopefully significantly tip the balance in your favor to make some serious returns.

Happy HYIPing!

Source: HYIPMistakes.com

Maximize Your HYIP

2005-12-16T09:50:00.000-08:00

How To Maximise Your High Yield Investments!
By Sammy Chim

I have been investing in HYIPs for a while now and I have become quite successful at it. Today, i would like to share a part of my strategy with you.

The key to having successful investments is to build a safe, diversified portfolio and to extract your own money as quickly as possible. This will limit risk to your capital because if one programme closes, you will still have the others to fall back on.

Before investing in any programme, you should do a little research on it. HYIP scripts are easily to get a hold of and this makes it easier for con artists to operate. One of the things to look for is the programme's reputation (if they are paying consistently). There are a few other things that i look for, but i won't go into that here.

When investing, my aim is to extract my money as quickly as possible. This is because i want to be able to invest using the profit i made from the programme to protect my own capital. For example, a typical investment could be $100 then, after 30 days, i would extract my own money and re-invest the profits so that i am making risk free money using "other people's money".

To explode your profits from your investments, you will need to make use of referral systems. This is when you recommend someone to the programme and you recieve commission for it. This usually creates residual income for you which means you can invest more of "other people's money" to make even more cash.

However, please do not promote programs to others which do not look trustworthy. This is immoral and should not be encouraged.

I hope you have enjoyed reading this and i wish you the very best of luck in your investments.

Find Out More:

http://MaximumProfits.nmegames.com

Is HYIP for You ?

2005-12-15T18:40:00.000-08:00

HYIP – IS NOT for you, if:

You value your money and are afraid of losing them
In this case, you’d better head to a state or a commercial bank, where you will be receiving a very low but relatively stable income for “long years”, not being afraid to lose your hard-earned money. Keep in mind: there are no reliable HYIP projects. Some of them last for longer than others yet close down earlier or later.

You don’t even have a minimal amount of money (at least $100-$1000) for investing
As you know, money makes money. By not having deposited anything, you cannot derive anything – no matter how many times you multiply by zero, you will receive zero in the end. So in case you don’t have any money – go and work, HYIP – is not a magic stick, and there’s not way to get profits out of nothing.

You’ve got a weak nervous system
In this case, stay away not only from HYIP, but also from other risky ventures – otherwise, sleepless nights are guaranteed for you. If you are an emotionally unstable person making spontaneous, not well-thought decisions, HYIP is also not for you, since you are taking the risk of losing everything during the first month by making a wrong choice.

You like to blame others for your mistakes
If, once a failure occurs, you blame anyone (be it administrator, friend, boss, government, God, weather, coincidence etc) except for yourself, you should stay away from HYIP. Keep in mind that YOU are the only one being responsible for the decisions you are making, and all the fault in case of a failure is yours. If you have lost money in HYIP – you are the only one who is guilty in your unpredictability and greed, having taken over your common sense. Remember that no one was pulling you on a lace and you have voluntarily given your money to a scammer.

You’ve got a scammer’s nature
If you came to this world with the purpose of making use of others, to succeed by cheating and scamming – keep off HYIP. There are enough scammers even without you in this arena.

HYIP – IS for you, if:

You are a self-confident person, willing to take risk
If your life credo is “The ones who are not risking don’t drink champagne”, and you are ready to take reasonable risk, then HYIP is an ideal way of making money for you. HYIP likes the risky ones who are ready to sacrifice their last penny in order to either receive a million... or to lose everything.

You’ve got a well-developed intuition and common sense
Regardless of numerous pieces of advice and discussions, which you will find on HYIP-Forums, you should always conduct your own analysis (Due Diligence). The situation should be analyzed on the basis of your own experience, instead of recommendations of other people. If someone is trying to lure you into a program, you should keep in mind that the last decision is yours.

You are able to take losses and learn from your own mistakes
HYIP doesn’t like losers who walk aside after their first loss. HYIP is only for brave and persistent people, able to admit their mistakes after a complete loss, make the necessary conclusions, and then to rise from the ashes, like the bird Phoenix, and in brave pace not only to recover the loss, but also to double their capital.

Taken from HYIPNavigator.com

HYIP Monitors - How They Work and Can You Trust Them?

2005-12-15T07:13:00.000-08:00

HYIP, or High Yield Investment Programs allow you to earn a considerable daily or monthly interest on your investment. It can be something from 5% monthly to even unbelievable 50% daily. The risk is very high and you need always to know the most up to date information to take the right decision. By investing in HYIPs you risk your money every day, because you has no warranty that your money is safe and in fact it isn't.

There are several sources of information about HYIP programs, though no one of them is perfectly reliable, you should use them all and know how to find the needed information about every certain program. Without the right information it may be much harder to be a successful investor.

One of the main sources of the HYIP information are the HYIP monitors. HYIP monitors list all HYIP sites and provide with some basic information about the program, as when it was started, how does it claim to gain the needed profit and what are the interest and fees, but also the most important information - if the program is paying or not. Some programs continue operating even after they've finished to pay their members and while experienced investor may always find out easily if the program still pays or not, newbie investors may sometimes lose money on such programs.

All HYIP monitors work in a very simple way, they just monitor all the HYIP programs and also sort them by payouts, age and their preferences. Lots of HYIP monitors also allow people to vote for the programs. While this is a great feature, some of the votes may be easily forged by the program owners themselves, but still the majority of votes are usually made by real persons, which were happy after they got paid. Also pay more attention too the bad votes.

Good programs are never marked with "not paid", so if any HYIP monitor claims that the program is not paying, stay away from it. But even if the program is paying now, it may stop paying soon and turn to a scam. Look for more information about a program before considering an investment.

There are now hundreds of different HYIP monitors and most of them list hundreds of HYIPs, the competition is very high, though Goldpoll is one of the biggest HYIP protals. Other good HYIP monitor is HYIPs Analysis, where you can check an average lifetime of any HYIP program and estimate how long will a certain HYIP last.

HYIP monitors earn from the interest paid by the HYIPs, but also form referral comissions generated by their visitors who decide to invest in the program. Also every HYIP owner should usually pay around $20-$50 to get his HYIP listed. This money is invested aftewards into the program.

HYIP monitors are great to check the program and see if it pays, but they mostly list programs paying high returns, like over 10% daily and these HYIP usually don't last long, so a lot of people get scammed by believing that the program is able to generate this kind of interest for a long term period.

Use HYIP monitors to find new programs, but also use HYIP forums and read HYIP articles to educate yourself more and to be a more successful investor. GoldenTalk is a good HYIP forum, you can find plenty of useful information there. Also read articles and reviews published at HYIP Best.

Michael Goldman is an experienced online entrepreneur and investor, he helps people to make money online with his sites. For more information about HYIPs, you can see HYIP Articles and Reviews and great list of HYIP monitors and HYIP forums.

Tags:
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HYIP Forums

2005-12-15T00:47:00.000-08:00

There are hundreds of forums related to HYIPs online. Some are sponsored by a particular program, while others are simply created from an outside source. While forums can often be a great way to learn about particular programs, historical HYIP events, and strategies to earn the maximum return on our investments, they can also be one sided. When browsing a forum you first must understand who is running the forum, and what relationship they have to any particular HYIPs. Forums can be bias, and not always tell the entire story. There are 2 main types of forums:

Program Led Forums:

These are forums which are created for one purpose which is to serve the group of individuals who are invested in one particular program. These forums are often extremely biased towards the admin of the program. You will likely never see people questioning the integrity or the honestly of the program being served. Why? Because the mods and admins will most likely delete anything that is showcasing their program in a negative light. These are the types of programs and forums in which you may see cult mentality in. Instead of viewing both the positive and negative aspects and possibilities of a program, the member base will only concentrate on the positive and quickly shoot down anyone who questions the programs honesty.

Outside Administered Forums:

These are forums which are led and owned by an outside source. The admins and mods of these forum are not there to boost the reputation of any particular program. They are there to make sure things run smoothly. There are conflicts of interests in these types of forums, especially when deals are made with particular program admins in order boost the reputation of their programs. There are probably close to a dozen or so of these Independant HYIP forums, however many of them start to become one sided as well. We recommend that you find a forum in which you as well as everyone else is allowed to post both postive and negative comments about any program that is running. Talkgold.com is an example of this type of forum. Even though Talkgold may get a bad reputation for being "full of doom and gloom individuals," the fact of the matter is that it is one of the only places where everyones opinions and thoughts are taken into consideration without extreme moderation. It is important for us investors to get opinions from eveyopne in the arena no matter if they are postive, negative, or neutral.

All in all, we recommend that you understand the type of forum you are involved in. Try to figure out what types of conflicts the admin of the program may have with certain programs, as well as if they are pushing any particular HYIP. Even though you may feel like certain forums (ie Talkgold.com) are a mess, with too much argueing, realize that opinions from different types of people (althought they may conflict with one another) is a good thing when trying to pick out the right HYIP to invest in.

The Rules of HYIP

2005-12-14T23:16:00.000-08:00

Here are several rules you need to know before you jump to HYIP field.

Was reading this new book from Richard Templar - The Rules of Life, and I was thinking there’re some rules which can be applied here as well, short and simple.

Accept what is done is done - What is done is done and you need to just get on with things

Investing in a wrong program and incurring lost, just face it. You’ve done it, just get on with things and stop dwelling about the lost. Time will heal, you’ll feel better. It’s not the end of the world, right?
Be your own adviser - You know, and I know. You know, I know. Because we all know

Only trust yourself when you’re doing your own money. Do not start believing a person or some propagandas until you’ve done your own research and study (DD)

Don’t dwell on the past - Live here, Live now, Live in this moment

Just move on if the program you’ve invested in is dead. Stop thinking about it.

Have a plan - If you don’t plan your plan, it will remain a dream

How much do you want to earn, how much you should put in and how much you are willing to risk. Very importantly. Do not risk what you are not prepared to lose. And how much do you want to earn from HYIPs? Do your research, have a template!

Learn to ask questions - Questions help people clarify their thoughts.

Forums are good places to ask questions. Nobshyip blog is a good place to leave comments and share information too! There’re so many useful links on the sidebar, please use them, they don’t cost a penny to use at all. Just ask. Clarify your doubts.

Know when to let go - when to walk away - If its dead, dont go digging it up every five minutes to check if there’s a pulse. It’s dead, walk away

Alot of programs just die and everyone is cursing and swearing about them. Just move on, you know its dead. Find a better one, definitely there will be one. Think this clause applies for relationships as well.

Get involved - Getting involved means rolling up your sleeves and getting your hands dirty but having a real experience along the way

Meaning in HYIP land, your own Due Diligence. Roll up your sleeves and do it! Check all the information and find anything fishy about the program you want to invest! Share the information with the rest of the people, and you’d be glad that you did as well.

Hope this helps abit in your HYIP experience.

The Tell Tale Signs of a Solid HYIP

2005-12-13T21:10:00.000-08:00

Over the last 30 months we have been able to study a vast amount of data from literally thousands of HYIP's. Some programs last 2 days, while others last 2 years. If investors could figure out which programs would last 2 years rather then 2 days, then there is a substantial amount of money to be made. Inspired by a post at Talkgold.com, we have put together a list of just a handful of characteristics which tend to be present in programs which last longer then 6 months.

#1 The presence of a unique concept or idea
There are thousands of Programs which offer 1, 2, 3, 4, or 5 % per day forever. These are a dime a dozen. However, its those admins which come up with a new concept, or have a good background story behind their programs (whether honest or not), which tend to run the longer lasting programs. Examples are: Studio Traffic, Pips, NovaLights, and It4us.

#2 The presence of a unique script
In all our studies it is very evident that those programs which have a unque design and script, tend to last much longer then those programs which use the cheap $70 scripts which all look the same. The reasoning behind this is that The admins which use the unique scripts spend a ton of time developing them, thus meaning they will not pull a quick runner. They are most likely in it for the long haul.

#3 Good Domain name and paid hosting
Programs which use free hosting accounts and free domains are usually the programs which will close within a couple weeks. Having said this, this is not as true as it used to be a year or so ago.

#4 Heavy Advertising
Programs which advertise heavy and for long terms usually stick around quite a while. If we all could know how long each program has pre-purchased their ads for at various HYIP related sites, we'd all be rich.

In conclusion, programs which follow 3-4 of the characteristics above can be considered as good bets. Having said this, there are exceptions to the rule.

About the Author:
HYIPMailer.com - HYIP Newsletters, Info and notices in your email

Avoid Scam HYIP

2005-12-13T20:46:00.000-08:00

HYIP offers an amazing daily profits. However, due to its origin, HYIP is also a very risky area of business. Before you jump to this high yield field, read this HYIP Tips below to avoid getting scammed on this high risk business.

How To Prevent Getting Scammed

Step One:
Use the following Whois Lookup sites to find out the Web Owner details information:
Lookup IP Address
Lookup Internet Service Provider (ISP)
Lookup IP Address belongs to (Organization)
Lookup Country
Lookup Continent
Lookup State
Lookup City
Lookup Latitude
Lookup Longitude
Lookup Timezone
Lookup Registrant (website registered address, person contacts & etc.)

http://www.showmyip.com/
http://centralops.net/co/
http://www.seoconsultants.com/tools/whois.asp

Step Two:
Before participate the Web Program, review Web Owner Site’s operation location, and ascertain you fill comfortable with the Web Site. In any event of defaulted by the Web Owner, you can locate them & have them report to Internet Fraud Authority.

Step Three:
Search Internet Service Provider (ISP), and IP Address belongs to (Organization) email contact and record down. In any event of defaulted by Web Owner, you can file a complaint and has Scammer Site report to the ISP against them for abuse of Internet Fraud (obtained an information here is good enough to put Web Site liar in hot soup. With this power tool you can force the Scammer close up his Web Site or shutdown by ISP neither.)

Step Four:
If you got deceived, submit full details of the Web Site details information (refer to step one) with your e-payment confirmation and file a complaint email to the followings to alert the relevant authorities of the Internet Fraud:

1. Internet Fraud Coordinator: ifcc.tp@fbi.gov.
2. International Web Police: Director@Web-Police.org.
3. ISP Provider; abuse@........ (refer to Step One, search the abuse email contact of ISP Provider /and IP Address belongs to…and complaint of web site Network abuse).
4. Locate authority (refer to web Registrant station address, search on Internet to locate of country authority; such as “address/state police” or “(country) government authority”.
5. E-gold Service & CC to Web Site Owner.

The Authority information sites for 1, 2 & 3 are:
http://www.web-police.org/
http://www.ifccfbi.gov/
http://www.scamwatch.com/
http://www.fraud.org/

Lastly to say; an investor should take note on Web Site’s ISP registered at un-privileged country, in any event of cheated you can address your problem to the locate authority /or police station to expose the cheater web site. If possible put on forum page to draw attention to other investor help to obtain email contact of the locate police authority.

BEING A GOOD INVESTOR

2005-12-13T11:50:00.000-08:00

Investing is something every human should take part in at some point in their life. The main goal should be to do it sooner rather then later. The mindset of a good investor is the idea about a better future. We all want to be rich and have an early retirement, however it's those people that sacrifice today for tomorrow who succeed.

Whether investing time, money, or happiness today for greatest happiness tommorow, good investors have a keen sense on what their priorities are. Wheather investing a summer paycheck at age 16 for a college education, or taking the time to care for and raise a child, investing is done for the sole purpose of a better tomorrow. It's those people who can understand and who want a better future who succeed in the investing game.

If you are the type of person who lives for the day, and worries about tomorrow when it arrives, then most likely you are not a savy investor. On the other hand, if you are a person who is a workaholic, someone who is always concerned about a bright future, and someone who is thinking ahead, then you most likely already have the most important aspects of a smart investor.

HYIP INVESTORS - 3 TYPES

2005-12-13T11:42:00.000-08:00

Being involved in HYIPs for a few years now we have really been able to develop a good understanding of what type of people usually involve themselves in investing in these programs. There are 3 types of HYIP investors:

#1 - The "Lets Gamble" Investors - They will usually use HYIPs as most people use Casinos. They take a chance knowing that they have a good chance of losing. HYIPs are a form of entertainment for these people. The money put forth by these individuals is usually a sum that they can afford to lose. These investors usually stick around for a good amount of time, and for the most part lose more then they win. Like gambling HYIPs are an addiction for these people.

#2 - The "Broke Investors" - They are not in a great financial position, nor do they have an adequate job to earn a living on. These people are attracted to HYIPs, turned on by the promises of riches and financial freedom. Unfortionately they are the ones who invest far over their heads, often using money that they can not afford to lose. These people are the ones who suffer the most when a program closes, and also the ones who only last a short period of time in the arena.

#3 The "Play it Smart Investors" - These are the people who come into the arena, do substancial research and then use a strategy to earn a good return over a long period of time. Losing money in programs are common for these types of investors, but as long as other programs make up for those losses, they will continue to grow their wealth in HYIPs. These are the people who stick around in the arena for a long time, waiting for the right programs to pop up. They are the most successful of the 3 investor groups.

Before going any further, you should try to understand what type of investor group you belong to, then decide whether HYIPs are right for you.

Online Investment Tips

2005-12-12T16:36:00.000-08:00

When it comes to online investment tips, everyone could benefit from tips. Most people are new to online investing, and are not very familiar with the way things work. The online world of investing can be cruel, but also very rewarding. When it comes to investing online, the tips you will find below are designed to help you make the most out of your experience.

The first thing to do with online investing is to start small. If you are new to this method of investing, don’t put your entire life savings into an online account. Instead, start with a smaller sum, which should be easier to handle and keep track of. Once you feel confident enough, you can decide to add more money to your online account.

Once they are online, many investors tend to concentrate on stocks, specifically larger, more domestic ones. Most online investment tips note that while these stocks should make up part of your portfolio, they shouldn’t be all of it. Also make sure you take into account your time horizon and risk tolerance to develop a well balanced portfolio of stocks, bonds, and cash.

When it comes to mutual funds, most investors are into them for a reason. Most investors don’t have the expertise to make their own investment calls on individual stocks. They are also too preoccupied by work and other demands to spend every minute watching the market. You should keep your mutual funds and it will probably be an unwise move for you to cash out your long term fund holdings.

Other online investment tips note that costs may not always be obvious. Even if online broker costs are somewhat lower than those of full service brokers, they can still add up, even if you do a lot of buying and selling. Online broker firms also like to impose a number of other fees and charges that should be studied closely.

When it comes to orders, you should make them work for you. If you plan on doing your own investing, you will need to learn how to use the tools that are available in order to avoid potentially steep losses and to buy or sell a stock at effective prices. This way, you get a good decent return on your investment.

As beneficial as online investment tips may be, problems that you will encounter are inevitable. Investing online is not foolproof. Sure, there will be times when you can’t access your account; you could even be away from the computer when the market makes a major move.

When it comes to online investing, your internet connection could be down as well, or the online firm’s server could crash due to heavy trading, unexpected software glitches, or another sort of natural calamity. Make sure you are familiar with the firm’s alternative trading options. This may include automated telephone trading or calling a broker.

The most helpful of all the online investment tips, is to always remember that information is power. If you plan on buying and selling individual stocks online, it is in your best interest to keep yourself as well informed as possible. Don’t settle for just the hype about hot stocks.

Good And Bad HYIP

2005-12-11T11:31:00.000-08:00

From what you are probably aware of; there are a lot of HYIP opportunities that can be considered good and bad. What you are probably wondering or not aware of, are ways to evaluate them before you go out and lose a lot of money on them. Everyone is probably aware that any type of hi yield investing poses risks, and these risks are always there.

Any type of HYIP will contain characteristics that will slant them in one direction or another. It is by evaluating those characteristics that are able to sort them out. Keep in mind that the HYIP proponents are keen to confuse and issue, and deflect attention, but you can dig through most of that if you know what you’re looking for. Below, you find some examples that you will assist you in your decisions and research.

- Games of chance v investments: There are hundreds of games sites on the internet, many of which cost money to enjoy. While there is certainly nothing wrong with that, they obviously have no place in our consideration of hi yield type investments. They should be identified, and thrown out whenever they seep in.
- Recyclers’ v generators: A lot of HYIP out there like to invest in the same thing. While this may be ok, there are a lot of traps; especially if this is hidden, or denied, and the expected results are overstated.
- Short term v long term: All HYIP’s that offer excessively fast returns are almost always doomed. Because of this, you should beware of the excessively fast money merchants.
- Real v virtual money: A lot of the HYIP’s pay your returns into their own accounts, and tell you that the money is there, often with restrictions on how you can get access to it. This method is very widespread, and is usually ok, but still needs to be tested before you invest a lot of money into it.
- Fixed interest v variable return: As you probably know already, fixed interest looks nice. Although it’s usually not consistent with actual earning rates, it still raises a conflict and sometimes complete failure. A lot of the best HYIP’s deal with the problem simply by offering low quotations of minimum return, although its better to be dealing with someone who meets those standards, than someone who repeatedly defaults on more optimistic targets.

With any type of HYIP, you should always consider them to be bad until you have proof that states otherwise. Don’t get the wrong idea; there are a lot of these out there that can be very beneficial. Before you invest your money, you should make sure you know what a good and bad HYIP really is.

HYIP Due Diligence

2005-12-09T23:00:00.000-08:00

The biggest mistake of newbie investors is being too greedy - investing a significant amount of money into the first HYIP promising extremely high interest, without a proper investigation of the HYIP. All HYIP investors start by losing some money that way, because they can't perform their own due diligence on a program and they are forced to trust HYIP monitors, listing the latest scams, which are still paying and spammers, sending them their referral links.

An unability to check the program by yourself may prevent you from ever starting to earn with HYIPs. To move to the next step of HYIP understanding and become a successful senior investor, you need to learn some tricks and techniques of getting the real information about HYIPs and their owners.

Time and effort spend on your due diligence process may vary depending on your potential investment and the program itself. But the following tips should always be followed to save time and get the information quicker and to get to the right conclusions.

1. Premade Scripts. After you saw at least a dozen of different HYIPs, you should know that most of them are using several premade scripts available for cheap, such script may cost up to $50. The first step in your due diligence is to check if the program is using one of these scripts, and if it is, don't expect for a long term run. You can earn with ponzis too, just don't expect for the program to last long, invest your money and withdraw it all as soon as the investment period expired.

2. Whois information. Every domain has an owner, the person who registered it and the information about the owner is publicly available using a whois service. If a HYIP's whois info includes a phone number, you may try to contact the owner to verify the details. Domain Registration Companies also provide a whois protection service - owner's information is substituted by the domain company information. In that case you won't be able to see any information. Trying to protect your privacy is not a bad thing by itself and serious companies use the whois protection service too, but the worst thing is than you see some info like Jone Doe, +1.00000000000 etc, or just a set of random characters - no serious program owner will do it.

3. About Us information. Always read the "about us" and "faq" pages on the HYIP site, if you see the general information that is presented on most other HYIP sites, there the admin didn't even care to change "yoursite.com" to his site name... Better consider another program. Also try to verify all the details listed there: phone number, postal address, people and company names.

4. HYIP Forums. HYIP Forums are a great source of information, but only if you know how to use them. Most forum members are just trying to promote either their programs or their referral links, but there are also senior members, who try to maintain their good reputation and are usually honest in their posts. Try to learn from these members. The biggest HYIP forums, like TalkGold and GoldenTalk are well moderated but still full of useless information and pintless debates, so don't trust to everything people say. TalkGold is the most visited HYIP forum, but it's also full of spam and advertising. It may also be useful to join other HYIP forums: HyipDiscussion, HyipDebate, TheHyipForum. Always look for posts made by more experienced members and try to post interesting and useful information too - people will read your posts and respect your opinion, they'll also follow your referral links, if you'll be honest.

5. Spam. Serious programs always have strict rules regarding spam, they'll never allow their members to send spam. If you receive an unsolicited email promoting any HYIP with referral url at the end, don't join this program, even if it's paying 35% daily, it will be closed before your get any payout. Such programs usually last only few days.

6. HYIP monitors. There is only one good thing about HYIP monitors: they can tell if the program is still paying. HYIP monitors list every HYIP program and mark it as non-paying when it stops paying. While payout ratio is useless because it reflects mostly referral comissions, you can find information about new HYIPs as they are opened and consider investing in them after performing your due diligence.

7. E-mail the admin. The easiest way to get info is to ask for it, so just email the admin with some regular question, like "Who are you and where do you live", "Could you give me your phone number to contact", "How are you able to pay so much?", "Why do you think your program will succeed, where others failed?", etc. and have a look at his answers, how professional they are and if they are honest. No admin will ever admit that his program is a ponzi, but try to catch him lying.

8. Pay attention to details. Learn to spot details. For example, most new HYIPs allow members to invest as little as $1, now if they were really trading, the cost of maintaining the account will be much more than that and that's the reason why more professional programs have minimum requirements of at least $50 (or more).

source: http://hyipbest.com/due_diligence.htm

What is HYIP

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HYIP, which stands for High Yield Investment Program is just what it sounds like, a program offering a high yield investment. HYIP's are offering probably the most profitable investments available today. Interest rates of up to 100% a monthis not uncommon. In general the interest rates are ranging anywhere between 5 – 250% a month.

HYIP's are using different investment strategies. Some invest in stocks, others in property. There are even HYIPs investing in other HYIPs. Probably there are also programs that are not investing at all. These belong to the scammers. You’ll read more about unserious HYIPs further down this text.

Most HYIP's use different e-currencies as their way of accepting funds from members. E-gold is undoubtedly the most commonly used one hence the many program names containing “Gold” or “E-gold”. E-currencies makes instant and secure money transfers possible online and have very much paved the way for HYIP's.

The phenomenon of Hyips is growing bigger and bigger on the internet today. Every day new programs are being launched. Lots of people are earning fortunes investing in these programs.

Sounds too good to be true?

Well, while the statements above are not lies, they don’t give you the whole picture. Many program owners are scammers. Their only will is to run with your money. There are more scams out there than serious long term programs.Over the years large amounts of people have lost their money as a result of being involved in High Yield Investment Programs.

Given the fact that the HYIP industry is a very risky one, most people are very hesitant when it comes to investing in HYIP's – which is legitimate. However, not being aware of the risks is the main reason why people are losing their money. There is a great number of cases where people have thought they’ve found an incredible opportunity and gladly invested their entire fortune. When the programs later went out of business, the consequences have been devastating.

Although there are unserious players in all markets, the HYIP arena seem to have more of them than many other industries. The reason for this is the big amounts of money involved and the fact that it’s pretty easy to steal money on the net.

Taking both the negative and positive aspects of High Yield Investments into consideration, the conclusion is; If done right, High Yield Investments can be extremely lucrative.

This is where we come into play. We are constantly studying and researching the market. We are also investing in a number of HYIP's to be able to analyze them and keep track of their payments.

Site Map

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Before You Join HYIP Site
What is HYIP
HYIP Due Diligence
Good And Bad HYIP
Online Investment Tips
HYIP INVESTORS - 3 TYPES
BEING A GOOD INVESTOR
Avoid Scam HYIP
The Tell Tale Signs of a Solid HYIP
The Rules of HYIP
HYIP Forums
HYIP Monitors - How They Work and Can You Trust Them?
Is HYIP for You ?
Maximize Your HYIP
Top 10 HYIP Mistakes
Advice on What Not to Do!
HYIP Play It Save!!
How We All Should View HYIPS
HYIP: Professional Investment Strategies
The Rough Terrain Of The HYIP Arena
What Are Believable HYIP Returns?
General HYIP Investment Advice
5 Simple Steps to Earning in HYIPS
E-Gold Hacking, How to Prevent It